Hello, card friend, the Express Gold Card is indeed a new credit card launched by Hua Xia Bank. The biggest feature of this credit card is that users can apply for Express Gold cash installment within 100% of the credit limit, which is simple and convenient. Since its launch in 2010, this new cash installment credit card has been favored by the majority of credit card users.

Now I will introduce you to the characteristics of this credit card in detail.

The first feature is the customization of the loan amount. You can decide the amount and lend it at any time. In other words, as long as the amount you want to borrow is within your credit card credit limit, you can borrow as much as you want.

The second feature is the customization of the number of installments and the free choice of multiple repayment cycles. You can choose the appropriate repayment period according to your financial situation, one month, one quarter, half a year, one year, one and a half years, two years, you have the final say on the repayment period.

The third feature is the customization of repayment methods, making various repayment channels worry-free. According to your personal preferences, you can choose to repay by phone, automatically bind repayment, self-service device repayment, etc. In order to make your repayment more convenient, Hua Xia Bank also provides you with Lakala convenient payment, quick money online repayment, UnionPay online inter-bank repayment, Hua Xia Bank counter repayment, other bank counter transfer repayment, etc. payment method.

The fourth feature is that you can transfer money over the phone, and funds are quickly and easily accessible. After the transfer is successful, the amount will be credited to your Hua Xia Yi Da Gold Card account in installments, and you can return it monthly.

If you want to apply for this new type of credit card, the application conditions are the same as ordinary credit cards. You only need to be over 18 years old, have a stable job and income, and be able to make regular repayments on time. You can apply for this credit card. Got a credit card.