The five most worthy credit cards in 2021 are: Everbright Xiaoxin Excellence Platinum Credit Card, Everbright Douyin Co-branded Card, China Merchants Bank YOUNG Card, Huaxia Tencent News Co-branded Card, and CCB Long Card Exclusive Platinum Card. Because everyone's actual situation is different, the types of cards suitable for maintenance and holding will also be different.

1. The 5 most worthy credit cards in 2021

Ebright Filial Piety Excellence Platinum Credit Card: This credit card is one of the new card types launched by Everbright Bank this year. For the Platinum tier, the general credit limit is not less than 30,000 yuan; Everbright Douyin Co-branded Card: This card was released for a period of time last year. Many users have successfully applied for the card, and the threshold is generally relatively low. ; China Merchants Bank YOUNG Card: This card is prepared by China Merchants Bank for young people who have just entered the society, so the threshold for applying for a card is very low. As long as there are no obvious stains on the record, you can basically pass it; Huaxia Tencent News Co-branded Card: There is user feedback, This card can also be applied for offline in other places. Although it has no rights, you can use points to redeem Air China miles. The ratio is 5.1:1, which is second to none among cards with no annual fee; CCB Dragon Card Exclusive Platinum Card: The The card is one of CCB’s representative card types, and is also known as the “Big Mountain Bai” in the market. There are many benefits. Just the free use of domestic airport VIP lounges is tempting enough, not to mention other benefits such as free driving, flight delay and so on.

2. Where can I check the validity period of a credit card?

Generally, the validity period of a credit card is below the card number, with the month in front and the date in the back. The general format is: "ValidFrom XX/XX" and "Valid Thru XX/XX", with the front indicating the credit card. The card issuance time indicates the expiration time of the credit card. If you can't read English, you can look for the "/" symbol on the credit card. There are two dates in the year. The smaller year is the card issuance date, and the larger year is the validity period. Generally, a credit card is valid for three to five years. Generally, when making online purchases, you need to fill in the validity period of your credit card. If it expires, you will not be able to make purchases. Credit cards have expiration dates because they are easily worn out due to frequent use, rendering them unusable.

Note that if you don’t want to use your credit card after it expires, you can cancel it in time so that the bank will not automatically mail a new card.