The number of overdue days and the number of days that the repayment date can be extended for China Construction Bank credit cards are stipulated in the specific credit card contract and policy.
Generally, the overdue number of days for a China Construction Bank credit card refers to the natural number of days beyond the repayment date. If the overdue calculation starts on the first day after the repayment date, it only needs to be extended by 1 day to be considered overdue. If the overdue calculation starts on the day after the repayment date, it will be considered overdue after an extension of 2 days.
Concerning the specific scope of the repayment date extension, the policies of China Construction Bank Credit Card may be different. Under normal circumstances, cardholders can defer the repayment for a certain number of days after the repayment date without it being considered overdue. The specific number of deferral days needs to be determined according to the credit card contract and policy regulations. You can consult China Construction Bank’s credit card customer service or consult relevant documents for detailed information.
To sum up, the number of overdue days for a China Construction Bank credit card refers to the natural number of days beyond the repayment date. The specific number of days of extension can be determined according to the credit card contract and policy regulations. It should be noted that different credit card products may have different regulations, and cardholders should carefully check relevant documents or consult bank customer service to obtain accurate information.
Extended information: China Construction Bank Credit Card is a credit card product issued by China Construction Bank. Cardholders can use the credit card limit by swiping the card for consumption, cash withdrawal, and installment payment. China Construction Bank credit cards usually have different functions and features, such as points, preferential activities, installment payments, etc., to facilitate cardholders' consumption and repayment. When using a China Construction Bank credit card, cardholders need to repay on time to avoid overdue penalty interest and the impact on personal credit. Therefore, it is very important for cardholders to understand the repayment dates and overdue regulations of credit cards. The specific policies and terms of China Construction Bank Credit Card may be adjusted and changed based on the actual situation. Cardholders are advised to obtain the latest information through official channels.