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How to transfer money by WeChat credit card?
How to transfer the credit card money to WeChat account?

You can go to wechat. The steps are as follows:

1. Open the main interface of WeChat, click the above three points and click my wallet.

2. Click My Wallet to jump to the page, and then click Wallet Options.

3. After entering the wallet, you can see all the bound bank cards. To transfer money to WeChat wallet, you need to bind the bank card before using it, and then click Add Bank Card in gray font.

4. Then enter the payment password. If it is the first time to use it, WeChat Pay will prompt you to set the payment password.

5. Enter your name and credit, and then click Next, as shown below. Credit cards also need to enter the expiration date and CVS code on the back of the card.

6. Enter the mobile phone number bound by the credit card, and then proceed to the next step, as shown below.

How to transfer money to others on WeChat by credit card?

Wechat can bind credit card consumption, but it cannot transfer money to others.

The way to bind the credit card on WeChat is as follows: (1) Click "I" on WeChat, select Payment-Wallet, and click the bank card. (2) Click Add Bank Card. (3) If you enter a credit card, click Next, and then enter the mobile phone number reserved in advance at the bank counter for quick payment, and click Next. (4) After verifying and inputting the verification code received by the mobile phone, it can be added successfully.

1. Can I transfer money with a credit card bound by WeChat?

Wechat cannot transfer money by credit card. WeChat transfer only supports savings card or change transfer. And similar to WeChat transfer, WeChat red envelopes and WeChat cash withdrawals also need to be bound with savings cards.

At present, WeChat can only use the credit card for payment after binding the credit card. The reason for this regulation is to prevent credit cards from cashing out through WeChat. If you must use WeChat to bind credit card transfer, you can only use the following two methods:

One is to deposit money in a credit card first, and then transfer money with credit card overpayment;

The other is credit card cash withdrawal transfer, that is, direct use of credit card overdraft limit for transfer operation. In fact, the transfer is the overdraft limit of the credit card, which is equivalent to cash withdrawal.

Second, how does WeChat bind credit cards?

The operation steps of WeChat binding credit card are as follows:

1. Log in to WeChat, select I-Pay, then click the wallet and select the bank card;

2. Select Add Bank Card on the bank homepage, first enter the payment password, and enter the Add Bank Card homepage;

3. The default is the cardholder's name. When you enter a credit card and use WeChat to pay after binding, you can choose to pay by credit card.

However, when using WeChat to bind credit card payment, it should be noted that only businesses that support WeChat credit card payment can conduct transactions in this way.

How to transfer credit cards to WeChat?

After the credit card is bound to WeChat, it cannot be transferred to WeChat. After the user binds the credit card to WeChat, it can only be used to pay for consumption. This is because direct credit card transfer to WeChat is equivalent to cash withdrawal, which is not allowed in the process of credit card use. Everyone should pay attention to this after wechat binds the credit card.

In addition to not being able to transfer money, users can't use credit cards when issuing red envelopes and buying wealth management products. In fact, as long as users can see what methods can be used and what methods can't be used when paying for consumption, they can choose the methods that can be used.

To transfer money, the user can only withdraw the money from the credit card and deposit it in the savings card. Credit card withdrawal requires the user to pay the handling fee and interest, which is still very high, and the withdrawal amount should be paid off in one lump sum at the time of later repayment, and installment repayment is not allowed.

After the credit card is bound to WeChat, you can also use the change in WeChat to pay back the credit card. When paying back the credit card, WeChat will charge a certain fee, each transaction is 0. 1% of the repayment amount, and less than 0. 1 yuan is 0. 1 yuan. The handling fee for returning credit cards through this channel is relatively high.

When a credit card is bound to WeChat, the user name of the credit card must be consistent with the real-name authentication of WeChat. It is not allowed to bind other people's credit cards on WeChat, but you can return other people's credit cards when you repay them, and you will also be charged a handling fee when you repay them.

In WeChat, users can also bind a savings card in addition to a credit card, which can be used to transfer money after binding, but there will be a limit on the amount when transferring money, and the restrictions of different banks are different. It will be displayed when the user transfers money, and the specific amount will be subject to the page display. Users must ensure that there are enough funds in the card when transferring money.

How to transfer money by credit card on WeChat?

1. First of all, credit cards cannot use cash withdrawal functions such as transfer or red envelope on WeChat. If the credit card can be directly transferred to WeChat, it is a cash-out behavior. 20 10 on July 26th, the Shanghai headquarters of the central bank declared that it was illegal to cash out credit cards. Therefore, credit card transfer to WeChat is not supported.

2. On WeChat, you can use credit card binding to recharge the phone bill and traffic. This is credit card consumption, not cash withdrawal. If you put it on the credit card bill, you can repay it normally next month. At the same time, it does not support red envelopes and does not support direct purchase of wealth management products. Only credit card consumption and online payment are supported.

3. WeChat transfer only supports savings card or change transfer. Similar to WeChat transfer, WeChat red envelopes and WeChat cash withdrawals also need to be bound with savings cards. Wechat transfers money to friends. After the other party checks, the money will enter the change first. If you withdraw cash, you can only get the savings card bound by the other party, and you can't choose credit card transfer.

4. At present, WeChat only accepts and pays.

Transferaccounts refer to the monetary settlement method in which the bank transfers money from the payment account to the collection account without using cash directly. It is gradually developed with the development of the banking industry. When the settlement amount is large and the space distance is far away, it can be safer and faster to use transfer settlement. In modern society, most commodity transactions and monetary payments are carried out by means of transfer settlement.

2065438+On March 28th, 2009, the requirement of 24-hour receipt was cancelled and real-time receipt was implemented.

There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

As a bank settlement method, transfer is widely used. Transfer settlement can be made between different places in the same city, between company accounts, between company accounts and personal accounts, and between personal accounts and personal accounts.

The People's Bank of China issued the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks, and comprehensively strengthened the management of account real-name registration system, bank card business and transfer. It is clear that since 20 16 12 1, individuals who transfer money through self-service teller machines can apply to the issuing bank for cancellation of the transfer within 24 hours after it is accepted by the issuing bank.

In order to effectively curb the behavior of buying and selling accounts and opening fake accounts, and comprehensively promote the real-name management of accounts, the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks clearly stipulates that from 20 16 12 1, if a banking financial institution opens a bank settlement account for an individual, the same person can only open a Class I account in the same bank, and has already opened a Class I account. This move aims to protect the safety of funds.

So much for the introduction of how to transfer money by WeChat credit card.