If it is a dual-currency credit card and you use the UnionPay channel, then you can pay Canadian dollars and directly convert it into RMB and deposit it into your account. The repayment can be made in RMB according to the bill. If you swipe through the Euro channel, swipe Canadian dollars, and enter the account in euros, the repayment requires euros to be deposited in euros for repayment. If you don’t have euros, you can deposit in RMB to buy foreign exchange to repay the debt in euros.