When you accidentally transfer funds from your debit card to your credit card account, there are several handling methods for reference:

First, try to withdraw cash at an ATM machine, but you need to pay attention to Yes, there is usually a certain handling fee for withdrawing the overpayment (i.e. the amount that exceeds the credit limit) from a credit card account, and different banks have different charging standards. Therefore, direct cash withdrawals may incur additional fees.

Secondly, you can choose to transfer the overpayment from your credit card to a debit card with the same name, and then withdraw cash from the debit card. This can avoid the high handling fees when withdrawing cash directly, making it more economical and affordable.

If you don’t want to pay extra handling fees, you can also consider using a credit card for consumption. When the overpayment is greater than the consumption amount, the overpayment will be used first for consumption, so that there will be no overdraft and unnecessary expenses will be avoided. But please note that consumption will also occupy your credit limit.

Finally, what needs to be understood is that interest is usually not charged on overpayments in credit card accounts, which is different from the interest policy of debit cards. At the same time, fees for credit card cash withdrawals are unavoidable, including domestic and overseas handling fees. So when dealing with this situation, reasonable planning and selection of operating methods are crucial.