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What to do if your credit card is defrauded online?

If fraud is involved, it is recommended to collect and preserve relevant evidence and report it to the police in a timely manner. You can also file a civil lawsuit. Whether it can be recovered depends on the investigation progress of the case-handling agency after the case is filed. At the same time, it is recommended that you protect the safety of your personal property in the future.

If the amount defrauded is less than 3,000 yuan, most places may not file a case. If the amount reaches 6,000 yuan, it is enough to file a case for fraud. You can report the crime to the public security organ with relevant evidence. If the police can detect the crime and find the suspect, the money you lost may be recovered. If the amount is larger, the police should freeze the other party's account. But it’s unclear whether the money will be returned.

If the other party’s bank card number is available, the public security organ will determine whether to freeze the bank card based on the actual circumstances of the case.

"Criminal Procedure Law of the People's Republic of China"

Article 144: The People's Procuratorate and the public security organs may, based on the needs of investigating crimes, inquire and freeze in accordance with regulations The criminal suspect’s deposits, remittances, bonds, stocks, fund shares and other properties. Relevant units and individuals should cooperate.

If the criminal suspect’s deposits, remittances, bonds, stocks, fund shares and other properties have been frozen, they shall not be frozen again.

Article 145: If the property, documents, mails, telegrams or frozen deposits, remittances, bonds, stocks, fund shares and other properties that have been seized or detained are found to be irrelevant to the case, , the seal, seizure, and freezing should be lifted within three days and returned.

"Criminal Law of the People's Republic of China"

Article 266 Crime of Fraud

Whoever defrauds public or private property, if the amount is relatively large, shall be punished A fixed-term imprisonment of not more than three years, criminal detention or surveillance, and concurrently or solely a fine; if the amount is huge or there are other serious circumstances, the person shall be sentenced to a fixed-term imprisonment of not less than three years but not more than 10 years, and also a fine; if the amount is particularly huge or there are other particularly serious circumstances , shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or have property confiscated. If this law provides otherwise, the provisions shall prevail.