Opening the card is the customer's wish, and the other card is completely unaffected. Card banks that are not opened will not charge. At present, Guangfa's annual credit card fee policy is free in the first year, free in the following year after spending six times, and so on. You can waive the annual fee these days. Who can pay the annual credit card fee? Personally, I think true love card is more cost-effective. True love cards can have triple points, as well as members of the true love club. It is also convenient to buy things online, and some brands can also get discounts. Personally, I think I prefer it However, if you often fly, China Southern Airlines can change mileage, and you can exchange mileage for air tickets and upgrades. If you don't use the card for a long time (1 spending less than 6 times), you will be charged an annual fee, so you don't use the card for a long time, so it is recommended to cancel it.