5 1 Credit shows that the loan is being made, because the platform is being audited and may be rejected. 5 1 credit is usually refused for three reasons: 1, no real-name authentication; 2. The information filled in the personal information is untrue or insufficient, such as the bank card number is wrong, and the real name of the ID card is not passed. 3. The personal role value is too low to grant credit.

5 1 credit application conditions:

1, Chinese mainland residents aged 22-55 and office workers who have just graduated can apply, and those who have a stable job around the age of 30 have a higher payment rate.

2. Holding a credit card that you often use, if you don't have a credit card, you will basically be rejected, and the credit history of the credit card is good. The higher the monthly repayment flow, the better.

3. Personal real information such as work income, type, provident fund, RV and identity verification must be filled in completely.

I have a mobile phone real name registration system. Maybe some borrowers just changed their mobile phone numbers. Although it meets the requirements of the real-name registration system, the use time is too short, which will lead to the inability to pay when there is a quota.

5, must have a stable income and units, self-employed, freelancers, college students, shopkeepers, etc. Cannot apply successfully.

5 1 personal loan is a credit product of 5 1 credit card, and the application channel is online, which can provide loan service of up to 200,000 yuan.

Version information: Take Pinren Loan 7.4. 1 version, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples.