The interest-free repayment period of Ping An Bank's credit card refers to the date between the repayment date and the repayment date of the bank's credit card. During this period, the cardholder can enjoy interest-free repayment of all credit card consumption as long as he pays off the amount payable on the current statement. (Except other transactions stipulated by Ping An Bank)
II. Calculation Method of Interest-free Repayment Period of Ping An Bank Credit Card
1, usually the expiration date of Ping An Bank's credit card is within 18 days after the bill date.
2. The interest-free repayment period of Ping An Bank's credit card is from the bank entry date to the due repayment date. The longest interest-free period is 50 days and the shortest is 20 days. You can enjoy different interest-free periods on different credit card consumption days, and Ping An Bank can enjoy the longest interest-free period on the credit card billing day.
Three. Relevant provisions on interest-free repayment period of credit cards of Ping An Bank
1, Ping An Bank does not enjoy interest-free discount for credit card overdraft;
2. If all debts are not repaid before the due repayment date (inclusive), all debts shall be repaid before the principal and interest (inclusive), and the interest shall be overdrawn at the rate of 0.5 ‰ per day from the bank bookkeeping date.