The difference between Everbright Bank Sunshine Credit Card Gold Card and visa Sunshine Business Travel Credit Card Gold Card is that the credit card gold card does not support overseas V-POS machine credit card consumption.
1, Sunshine Credit Card Function:
1. Password consumption is safe and reliable.
Sunshine credit card has a unique function of spending by password, and it is safer and more reliable to swipe the card.
2. Reward customers and keep them exciting.
Sunshine Credit Card has a special incentive plan to enrich customers, and a variety of incentives can make your every expenditure get a return and make your life more exciting. Detailed terms will be announced soon, so stay tuned.
3. Repayment holiday, easy to own.
Create a 50 10 day interest-free period and enjoy the repayment holiday easily. Cardholders can apply for repayment holiday service twice a year and enjoy a long interest-free repayment period.
Four. One card, two currencies, universal.
Sunshine credit card is a dual-currency credit card. It can be used by special merchants who accept VISA card business in more than 240 countries and regions around the world, and withdraw local currency from more than 840 thousand ATMs with VISA logo around the world.
5. RMB settlement of overseas credit cards.
Sunshine Credit Card has opened RMB settlement services for credit cards in Hong Kong, Macau, Singapore, South Korea, Thailand and other places, and transactions conducted at merchants or ATMs with "UnionPay" logo can be settled and repaid in RMB. For foreign currency transactions, Everbright Bank will settle at the exchange rate of the day. To withdraw cash from an ATM with the "UnionPay" logo posted overseas, you need to pay a withdrawal fee of RMB 1% of the transaction amount, with a minimum of RMB 15.
2. The characteristics of Sunshine Business Travel Credit Card:
1. The repayment method is optional.
Sunshine Business Travel Credit Card provides a variety of repayment methods, such as unified account repayment, financial POS transfer repayment, personal account related repayment, counter cash repayment, inter-bank ATM repayment and so on.
Second, single currency and dual currency are optional.
Enterprises and institutions with different needs can freely choose credit cards with RMB single currency account, RMB dollar dual currency account and RMB yen dual currency account.
3. Password signature is optional.
Sunshine business travel credit card holders can choose signature consumption or password plus signature consumption according to their own habits and risk preferences.
4. Entrusted foreign exchange purchase is optional.
For the foreign currency consumption of Sunshine Business Travel Credit Card and Dual-currency Credit Card abroad, you can apply for repayment of foreign exchange in RMB or directly in US dollars through 95595, so as to avoid the trouble of insufficient foreign exchange and exchange of foreign exchange for cardholders.
China Everbright Bank Gold Card Handling Conditions
Everbright credit card gold card conditions are:
1. 18 years old to 60 years old (inclusive), with full capacity for civil conduct.
2. Stable job and high income.
3. Personal credit is good and there is no overdue information.
4. Personal financial resources are more.
5. I have made deposits and purchased wealth management in China Everbright Bank.
Everbright Bank Sunshine Gold Card is a universal card with one card and two currencies, which was extracted by Everbright Bank in order to give back to customers. Everbright Sunshine Gold Card supports overseas foreign currency consumption, domestic RMB repayment and temporary credit line improvement. In general, the amount of Sunshine Gold Card of Everbright Credit Card is 10000 to 50000.
There is still a difference between a credit card and a gold card. Most people want to apply for a gold card directly.
Of course, the quota of Puka and Gold Card is different. Generally, the amount of a general card ranges from 0 yuan to 1000 yuan, and that of a gold card ranges from 1000 yuan to 50,000 yuan. However, many card friends said that if the income is stable and the credit is good, the amount of ordinary cards often used is often higher than that of gold cards.
The annual fees of Puka and Gold Card are also different, but in general, the annual fees of Puka and Gold Card in the bank are not too high, ranging from tens to hundreds of yuan, which is affordable for most cardholders. Moreover, the bank has also formulated a corresponding annual fee-free policy. If the number and amount of credit cards are sufficient, the annual fee can be exempted.
In fact, most people choose the gold card because they think it is better than the Puka card, which shows that their economic situation is better, their spending power is higher, and there are some vanity factors. Of course, the service of gold card is more than that of Puka, but Bian Xiao wants to say that if it is because of face, then maybe the platinum card will appear more "tall".
Everbright Bank credit card gold card can be handled in the following ways:
Branch handling: the applicant brings his ID card and the information needed to handle the card to the counter of the nearby branch of China Everbright Bank, and applies for handling under the guidance of the salesperson.
Handling in official website: Log in to official website Credit Card of China Everbright Bank, click "Handle Card", select the credit card you want to handle and click "Apply Now", and then fill in relevant information online according to the prompts.
200 yuan Everbright Bank Credit Card Gold Card Annual Fee. If the cardholder doesn't want to pay the annual fee, the annual fee for the following year can be exempted if he swipes the card three times in the current year or spends a total of 2,000 yuan (online transactions are also counted, excluding cash withdrawal). The newly applied gold card credit card is free of annual fee in the first year. In the first year, he can swipe his card three times or spend 2000 yuan. Note that the first year is calculated from the card-making date of the credit card, not the activation date.
In addition, the annual fee-free conditions for Everbright Bank credit cards are the same as those for gold cards. If you want to waive the annual fee for ordinary cards, you can do it according to the conditions of annual fee exemption for gold cards.
How much is the annual fee for the credit card gold card of China Everbright Bank?
200 yuan Everbright Bank Credit Card Gold Card Annual Fee.
If the cardholder doesn't want to pay the annual fee, the annual fee for the following year can be waived if he swipes the card for three times or spends more than 2,000 yuan (online transactions are also counted, excluding cash withdrawal).
The gold card credit card that has just been processed is free of annual fee in the first year, and you only need to swipe your card three times or spend 2000 yuan in the first year. Note that the first year is calculated from the card-making date of the credit card, not the activation date.
In addition, the annual fee-free conditions for Everbright Bank credit cards are the same as those for gold cards. If you want to waive the annual fee for ordinary cards, you can do it according to the conditions of annual fee exemption for gold cards.
Extended data:
The annual credit card fee of China Everbright Bank is generally deducted on the corresponding day of the credit card activation date every year. That is to say, the annual credit card fee cycle of China Everbright Bank is one year from the card activation date to the corresponding day of the following year, and so on.
The annual fee collection standard of China Everbright Bank's credit card is related to the grade of the card, as follows:
1, Puka: main card 80 yuan/year, auxiliary card 40 yuan/year;
2. Gold card: the main card is 200 yuan/year, and the auxiliary card is 80 yuan/year;
3. Titanium card: 300 yuan/year for the main card and 300 yuan/year for the auxiliary card;
4. Platinum card: 2,000 yuan/year for the main card and 0/1,000 yuan/year for the auxiliary card;
5. Diamond card (Zunshang card): the main card is 2500 yuan/year, and the auxiliary card is 1.500 yuan/year;
6. Unlimited cards: 5,000 yuan/year for the main card and 2,500 yuan/year for the auxiliary card.
PS: If the cardholder meets the conditions of annual fee exemption, the annual fee can be reduced or exempted.