What if the credit card limit is always insufficient? Of course, we must find ways to increase the credit card limit! Do you know how to increase the limit of China Merchants Bank's youth credit card? Do you know what the hidden rules are? Do you know what should be paid attention to when upgrading the youth credit card of China Merchants Bank?

First, China Merchants Bank Youth Credit Card Limit Promotion Method

The credit card promotion quota of China Merchants Bank is generally divided into temporary quota and permanent quota.

1. Temporary withdrawal of youth credit card of China Merchants Bank: When credit card holders of China Merchants Bank occasionally need to temporarily increase their credit limit due to insufficient credit limit, they can directly call the customer service phone of China Merchants Bank to request a temporary increase.

China Merchants Bank is the fastest among card-issuing banks to increase the temporary quota. It can be approved at that time and can be used immediately after approval. If the credit card user is temporarily unable to withdraw cash or the temporary limit is not enough, he can call the customer service phone of China Merchants Bank after repayment to request an emergency account cancellation, or solve the temporary problem.

2. Permanent card withdrawal of China Merchants Bank Youth Credit Card: If China Merchants Bank credit card holders often encounter insufficient quota, they need to ask for a longer permanent quota. The conditions for upgrading the permanent credit line of China Merchants Bank generally require holding the card for half a year, and the repayment of consumption is normal, which is also related to income and financial resources. It will be more beneficial to increase the amount if you can provide financial proof that was not provided at the time of application.

How to evaluate China Merchants Bank Youth Credit Card? What are the advantages and disadvantages?

Two. Matters needing attention in withdrawal of youth credit card of China Merchants Bank

1. Time limit of temporary credit line: Generally speaking, the upgrading conditions of temporary credit line of China Merchants Bank require holding the card for more than 3 months. The validity period of temporarily increasing the credit line is generally less than 30 days, and your credit line will be automatically restored to the original credit line after expiration.

2. Credit limit of supplementary card: the credit limit of supplementary card holders is set by the main card, and supplementary card holders cannot apply for credit limit adjustment. If the cardholder of the main card has restricted the credit limit of the supplementary card, the limited credit limit of the supplementary card will not change after the temporary credit limit is increased. If the main cardholder does not limit the credit limit of the supplementary card separately, when the temporary credit limit is raised, the credit limit of the supplementary card will also be raised.

3. Repayment time of the excess: After the temporary limit is increased, the excess actually used beyond the original credit limit will be added to the minimum repayment amount of the next statement. There is no extra charge for the overused part, but you can't enjoy the convenience of revolving credit. Please remember to pay off in one lump sum on the due repayment date to avoid leaving a bad record. In fact, the withdrawal methods of China Merchants Bank Youth Credit Card and other credit cards of China Merchants Bank are almost the same. I hope more credit card holders of China Merchants Bank will help ~