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I applied for a dual-currency credit card from Guangdong Development Bank while working in Guangzhou. How will I repay the loan when I no longer work in Guangzhou and return to Liuzhou?

Under normal circumstances, credit cards do not distinguish locations because the card issuing bank is usually the bank's head office. In terms of card settings, there is no handling fee for depositing at any branch in the country. So don’t worry about repayment. In addition, there are five repayment methods as follows:

1. Over-the-counter repayment: Make credit card repayment at the counter of the credit card issuing bank. This is a very traditional credit card repayment method. Because it is very time consuming, very few people use it.

2. ATM: When using an ATM to repay a credit card, you mainly deposit money into the credit card at the card-issuing bank's ATM. However, the ATM can only deposit a hundred RMB, which is not flexible enough.

3. Linked repayment: Bind a credit card to a debit card for repayment, and the bank will automatically deduct the payment on the final repayment date every month. As long as you ensure there is sufficient balance in your debit card, this method is very convenient and efficient.

4. Lakala and other self-service machines: Many supermarkets and shopping malls have Lakala, EasyPay and other UnionPay self-service repayment machines. You can use any bank debit card to repay your credit card.

5. Online repayment: The official website of the card-issuing bank generally supports credit card repayment. At the same time, with the rise of mobile payment, tools such as Alipay, WeChat Wallet, mobile banking APP, and the WeChat official account of the card-issuing bank allow us to complete credit card repayments anytime and anywhere.