If you can't pay the full amount, you can pay the minimum amount. See the bill for the specific minimum repayment amount. If repayment is made according to the minimum repayment amount, the consumption part on the bill cannot enjoy interest-free treatment. From the date when the consumption is recorded, the interest shall be calculated at the daily interest rate of five ten thousandths. Take 5000 as an example, with daily interest of 2.5 yuan.
Another way is to apply for bill installment. After the application, the amount payable in this period is the total amount payable in this period-installment amount. Both methods can reduce the repayment pressure.
But if you don't pay it back, there will be late fees and interest, and the most important thing is that it will affect your credit history. It will be more difficult to handle credit card or loan business in the future. So pay the minimum repayment first anyway.