The bank will calculate it based on reaching the minimum repayment amount, and will not consider your credit as bad. However, you will be charged a little interest. From the day you swipe the card to the repayment date, the interest impact of 0.5% per day will not be particularly large.
1. China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the first pilot bank for the country to promote banking industry reform from outside the system. .
2. The head office of China Merchants Bank is located in Futian District, Shenzhen City. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began a public offering in Hong Kong, issuing approximately 2.2 billion H shares, raising HK$20 billion, and was listed on the Hong Kong Stock Exchange on September 22. Net capital exceeds 290 billion and total assets exceed 4.4 trillion.
3. As of the first half of 2017, China Merchants Bank has more than 1,800 domestic and overseas branches, has established service outlets in more than 130 cities in mainland China, and has 5 overseas branches and 3 overseas representative offices. More than 70,000 employees. In addition, China Merchants Bank also wholly owns China Merchants Bank Financial Leasing Co., Ltd., holds a controlling stake in China Merchants Fund Management Co., Ltd., holds a 50% stake in China Merchants Cigna Life Insurance Co., Ltd., and a 50% stake in China Merchants United Consumer Finance Company; it wholly owns Wing Lung in Hong Kong Bank Limited and CMB International Financial Holdings Limited.
4. China Merchants Bank’s development goal is to become China’s leading retail bank. The all-in-one bank card was launched in July 1995, and China's first online banking all-in-one was launched in September 1999. It has become a widely used online payment tool for many enterprises and e-commerce websites, and has promoted the development of e-commerce in China to a certain extent. On April 2, 2015, China Merchants Group Co., Ltd. planned a major event. In order to ensure fair information disclosure, protect the interests of investors, and avoid causing abnormal fluctuations in the company’s stock price, upon the company’s application, the company’s stocks will be open for trading on April 3, 2015. Trading suspension. In August 2016, China Merchants Bank ranked 39th among the "Top 500 Chinese Enterprises 2016". The largest private bank in China has changed its management. Zhao Yue took over as the general manager of the private banking department of China Merchants Bank. The former general manager switched to a foreign bank.