Main card annual fee: Platinum (standard version) main card RMB 2,600/card; Platinum (elite version) main card RMB 500/card; Gold card main card RMB 200/card; regular card Main card RMB 80/card

No annual fee policy: Once the platinum card is issued, regardless of whether it is activated or not, an annual fee will be charged; the annual fee for the gold card and regular card in the following year: after the card is successfully approved If you swipe your card or withdraw cash 5 times within a year, with no limit on the amount, the annual fee for the next year will be waived.

Cash advance limit: 30% of the credit limit of regular cards 50% of the credit limit of gold cards

Interest-free period: 20 days to 50 days

Consumption Verification method: signature+password

Revolving credit interest (daily interest): 0.05% interest charged daily

Consumption text message notification fee: free for gold cards; charged quarterly for regular cards, every Account 3 yuan per month

Minimum repayment: 10% of the minimum amount owed

Online payment: The maximum daily consumption on Alipay is 500 yuan, and the maximum consumption within one billing cycle is 5,000 Yuan