To apply for bank cards, credit cards, etc. at a bank, you must first meet certain conditions. The first condition is that your age must meet the bank's requirements.

The "Resident Identity Card Law of the People's Republic of China", the law stipulates that Chinese citizens who are over 16 years old and reside in the territory of the People's Republic of China must apply in accordance with the provisions of this law. Receive a resident identity card; Chinese citizens under the age of 16 may apply for a resident identity card in accordance with the provisions of this law.

1. Students who are over ten years old but under sixteen years old must bring their household registration book to the police station where their household registration is located to apply for a resident ID card. After applying for an ID card, they must bring their ID card and an ID card. Copies can be obtained at any bank. When applying, I need to sign your name on the "Personal Settlement Account Management Agreement", fill out a "Personal Card Opening Application Form", hand it to the bank staff, and then leave a password. You enter the password you want to leave on the cipher machine. After you enter the six-digit password (enter it twice and confirm), the staff will give the card to you. In addition, you need to deposit some money on your bank card. Some banks require at least 10 to 50 yuan, and some banks require less, as little as 1 yuan.

Note: Students who are over ten years old and under sixteen years old are persons with limited capacity for civil conduct. Banks generally do not allow them to apply for cards. If they want to apply, the bank requires a guardian to accompany them. But the actual situation is that banks have lax requirements for people with limited capacity for civil conduct to apply for bank cards, and sometimes banks even process them without their parents accompanying them.

2. Students under the age of ten are persons without capacity for civil conduct. Whether applying for an ID card or a bank card, they must be accompanied by their parents. When applying for a bank card, you need to bring the following documents: parent ID card, household registration booklet , the student's personal ID card, a copy of the ID card and other documents that reflect the nature of guardianship (such as birth certificate, etc.) can be applied for. The procedures and methods are the same as 1. Banks have very strict requirements for people without civil capacity to apply for bank cards. In principle, they will not apply for a bank card. However, most banks will not make it difficult for you if you bring all kinds of documents.

3. For students who are over 16 years old, the method of applying for a bank card is the same as for adults. Just go to the bank with your ID card.

In addition to common debit cards, at what age can I apply for a credit card?

Currently, various bank credit card centers have different specific requirements for credit card applications, but the basic conditions are the same:

1. The applicant must be between 18 and 65 years old. ;

2. The applicant has a stable career and income;

3. The applicant has good credit and the ability to pay interest on time;

4. The applicant must be a natural person with full capacity for civil conduct (robots, vegetative states, minors, and mental patients to a certain extent are not allowed).

If the applicant does not meet the conditions for applying for an ordinary credit card, he or she can apply for an additional card through his parents or spouse. To apply for an additional card, you must meet the following conditions:

1. Have full capacity for civil conduct or Natural persons with limited civil capacity;

2. Over 13 years old;

3. Supplementary card applicants under 16 years old must provide a copy of their household registration book when applying