Every bank mainly depends on the quality of the individual's credit report. The amount of the limit depends on the credit report, so there is no way to determine.
Credit card application conditions:
1. Over 18 years old and under 65 years old;
2. Hold a valid ID card;
< p>3. No bad credit record;4. Proof of regular employment;
5. Proof of income stamped with the financial seal of the unit;
6. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.;
7. Proof of social pension insurance;
8. Provide two contacts.
Application process:
1. The first three conditions must be met. Provide 4-7 supporting materials as much as possible, which will increase the success rate of card application and credit limit. It is best to apply for a credit card at the bank counter. You will be notified by phone after approval.
2. Under normal circumstances, you can go to the bank where you want to apply for the credit card and consult the salesperson's phone number. When the bank handles the credit card business, you must fill in a credit card application form. This form needs to be filled in with the correct information. age, name, income status, position and other specific information.
3. The original ID card is also required during the application process. Some banks require a photo with the staff. Provide the financial certificate provided by the company and stamp the company's financial seal.
4. After filling in all the information, you will enter the credit card review stage. Be patient. This period is the review stage for bank staff. They need to conduct a follow-up call on the phone numbers of themselves, home numbers, company numbers, and friends’ numbers left behind to confirm the authenticity of the information. You can check the progress of your credit card application on the official website of the bank where you applied for the card after making a phone call to confirm. If the credit card is approved,
5. The bank will send a message to notify the card that will be checked within the specified time.
If the credit card fails to pass the review, you will also receive a failed review message. It can be divided into phone activation, SMS activation, network activation and other forms to activate your card, set query password, login password, transaction password and other key information.