Agricultural Bank of China ETC credit card application conditions: Car owners are required

For cardholders who need to pass on highways, it is a good choice to apply for Agricultural Bank of China ETC credit card, because the card types are relatively complete, and they are basically available nationwide. Each province and city has its own ETC credit card issued, as well as a national version. Today I would like to introduce to you the application conditions for the Agricultural Bank of China ETC credit card. If you meet the requirements, you can apply and handle it.

Agricultural Bank of China ETC credit card application conditions:

1. The applicant must be over 18 years old and provide a valid personal identity document;

2. Car owners, individuals For vehicles under your name, provide driving license and compulsory traffic insurance policy;

3. Additional proof of financial resources, such as real estate certificate, Agricultural Bank of China deposits, financial management, etc.;

4. Good personal credit. If you have a bad record, there is a high chance that your card application will be rejected.

Reminder, the above Agricultural Bank of China ETC credit card application conditions are for reference only, and whether to apply for the card will be subject to the bank’s review results. Agricultural banks in different regions may have different standards for reviewing ETC credit cards. The better the credit conditions, the higher the chance of card approval, but there is no guarantee of 100% credit card approval.

Some bank staff revealed that if you have held an Agricultural Bank of China debit card for more than half a year, it will be very helpful to cancel the card. In addition, after successfully submitting the Agricultural Bank of China ETC credit card application, there may be a return call from 400. Be sure to answer it and just answer the questions you filled in without making any mistakes.

How to apply for Agricultural Bank of China etc.

Agricultural Bank of China etc. can be applied for in several ways:

1. Application at business outlets: Check the surrounding places where you can apply. To the Agricultural Bank of China service outlets, bring your valid ID and motor vehicle driving license. If you are the client, you must bring the client’s ID. Fill out the corresponding reports at the business outlets. After a while, you will receive the debit card and just put it in the OBU device. If it is a credit card, pay special attention to repaying the loan immediately. Overdue loans will not lead to abnormal records in personal credit reports.

2. Agricultural Bank of China APP online processing: In order to better facilitate customers in the new era, they have basically launched a "without leaving home" business process, allowing customers to apply for applications at home. Scan or search the Agricultural Bank of China ETC WeChat applet. Choose the necessary bank card type, which includes credit cards and debit cards. Submit photos of both sides of your ID, and if it is a credit card, link it to the credit card. Then choose the color of your license plate number and fill in the appropriate license plate number. Submit a photo of the vehicle's driving license to verify the car's information. Fill in the delivery address correctly and you will receive the obu device in a few days.

1. This year, the Agricultural Bank of China ("Agricultural Bank") has conscientiously implemented the spirit of the Central Rural Work Conference and the 2021 Central Committee No. 1 Document. The head office has established a leading group for financial services for rural revitalization. Both the head office and branches have The Rural Revitalization Finance Department was established to insist on serving rural revitalization as the top priority of the bank's business operations, and issued work opinions, support policies and work plans for financial services to serve rural revitalization, and effectively connected the consolidation and expansion of poverty alleviation results with rural revitalization.

2. Increase the investment of capital resources to ensure the demand for financial services. In 2021, the Agricultural Bank of China will continue to specially arrange county loans, agriculture-related loans and loan plans in key areas of rural revitalization, and increase "agriculture, rural areas and farmers" and county loans. As of the end of June, the balance of Agricultural Bank of China loans in counties was 5.9 trillion yuan, an increase of 606.9 billion yuan from the beginning of the year, an increase of 107.1 billion yuan year-on-year, and a growth rate of 11.47%. Both the increment and the growth rate were the highest in the past five years. Agricultural-related loans increased by 445.9 billion yuan, a growth rate of 10.55%, which was 1.82 percentage points higher than that of the entire bank.

How to handle ETC with Agricultural Bank of China

Agricultural Bank of China can handle ETC business.

The following conditions need to be met for application:

1. The original and copy of the vehicle owner’s valid ID and driving license must be provided. The copy of the driving license must be stamped with the latest annual inspection. That page.

2. Postal credit card application form. This credit card is used to bind the ETC card. After getting the credit card, you can go to the designated postal outlet to receive and install the ETC vehicle-mounted equipment for free with the POS slip by swiping the card twice. No fees will be charged during this period. No fees;

3. Aged between 18 and 60 years old, with a car in your own name.

Extended information:

The Agricultural Bank of China can handle ETC business, and the application process is free for users:

1. Go to the Agricultural Bank of China to apply for the "Golden Harvest Express Card" One card, the deposit amount in the card is not less than 2,000 yuan. (It can be transferred directly to the ETC account)

2. Bring the "Golden Harvest Express Card" and the bank receipt to the ETC business hall, transfer money through the self-service terminal or recharge the expressway toll on site to receive a free electronic tag . The fee for individual users is not less than 2,000 yuan/car, and the fee for unit users with more than 10 vehicles is no less than 1,000 yuan/car.

3. The staff of the ETC center business hall will activate the equipment and install it on site for the user.