If you want to apply for a credit card to suspend the installment repayment, the customer can directly call the customer hotline of the issuing bank, switch to the manual service channel, and apply to the customer service staff to suspend the installment repayment.

Alternatively, the customer can bring his ID card and credit card and consult the staff at the counter of the offline business outlets of the bank.

However, it should be noted that if you want to successfully apply for deferred repayment, installment repayment or interest suspension, the bank will only consider it as appropriate if the customer is really unable to repay and does not intentionally repay. Customers can provide some auxiliary materials, such as unemployment certificate, certificate of termination of labor contract, hospitalization list, etc.

However, if the customer clearly has the ability to repay but deliberately defaults, then the bank will naturally not agree to the customer's application for repayment by installments. Customers only have the option of paying off their debts quickly. If the delay continues, the bank is likely to sue the customer.

In fact, in addition to negotiating repayment with the bank, customers can also try to borrow money from relatives and friends to pay back their credit cards. It is better to wait until relatives and friends have money, and it is better to pay back the credit card.