Which type of China Merchants Bank credit card is the best to apply for?

There are many types of China Merchants Bank credit cards, and relatively speaking, they are all easier to apply for. It depends on your needs and your credit situation, etc. China Merchants Bank credit cards, from high-end to entry-level, are suitable for all ages. People with different needs can find card products that suit them. Here is a brief introduction to several credit cards that are easy to use (for reference only)

1. China Merchants Bank Young Card: It is a RMB credit card launched by China Merchants Bank that can only be applied for by non-student customers under the age of 30. Customers over 30 years old who apply for the YOUNG Card (Youth Edition) main card will be converted to apply for a UnionPay standard credit card. It focuses on young people, so it is called young card. It has a high card purchase rate. CMB young card is a very useful and good credit card. Its benefits are also designed more for young people, including free handling fees for the first cash withdrawal every month, 100 cash withdrawal limit, double points on birthdays, etc. For young people who are working more, it has indeed solved the problem of temporary financial constraints and provided meticulous care to young people in terms of cash.

2. China Merchants Bank’s standard UnionPay card: It is most suitable for cardholders who are over 30 years old and cannot apply for a Young card. First, get the card and swipe the card 3 times. Each time you spend 188 yuan or more, you can get 1,000 permanent points from China Merchants Bank, which can be redeemed for movie tickets, Starbucks and other items. Although the benefits of the standard card are not right, as the first China Merchants Bank credit card, it is still worth applying for.

3. Some co-branded card series: including games, shopping, etc. Generally speaking, these co-branded cards cover basic necessities, food, housing and transportation, and provide great convenience. For example, when making daily purchases, you use a China Merchants Bank credit card to pay, and then repay the credit card on the due date.

4. China Merchants Bank full-currency international VISA credit card: Friends who often go abroad can apply for this card. If you use this card to purchase your own air ticket in full or pay 80% or more of your travel group fee, you can receive free travel inconvenience insurance and aviation accident insurance up to 2 million yuan.

In short, it is relatively easy to apply for a China Merchants Bank credit card, because everyone has different needs and preferences. It is recommended to choose and apply according to your own preferences and needs.

Which China Merchants Bank credit card is better?

1. The basic functions of China Merchants Bank credit cards are the same, including card consumption, domestic and overseas online payment, cash advance, installment payment, and card points. , accumulated credit, interest-free period of up to 50 days, etc. Different discounts and promotions will be launched from time to time for different credit cards.

2. If you often travel for business and fly, it is better to apply for a Ctrip credit card. You can accumulate miles and get free air tickets.

3. If you often go to shopping malls for consumption, it is better to get a joint credit card. Depending on your needs, go to the main website and have a look. When people search for which credit card is easy to use, they often see recommendations from China Merchants Bank. It can be said that its credit card is the most famous among all credit cards. So is China Merchants Bank credit card good? Which credit card is best? If you want to know the truth, read on!

1. Is China Merchants Bank’s credit card good?

China Merchants Bank’s credit card is relatively easy to use, and there are many people who use it. Whether a general credit card is suitable for you is the best reason to evaluate whether a credit card is good or bad. The current advantages and disadvantages of China Merchants Bank's credit cards are:

Advantages:

1. Convenient limit increase

The limit increase of China Merchants Bank's credit card is generally evaluated based on the number of your bills. Standard, generally as long as you have six or more invoices, your chances of increasing your limit will be great.

2. Installment shopping

China Merchants Bank cooperates with large e-commerce websites. You can log in to the website mall and purchase electronic goods in installments. It’s convenient to purchase installments, and offline cooperative merchant activities are pretty good.

Disadvantages:

1. China Merchants Bank’s points policy is inhumane

Credit card points are difficult to earn, and the points are not valuable. Compared with the points policies of other banks, they are poor. .

2. The interest-free period is very short

China Merchants Bank’s interest-free period is the shortest among all card issuers, with the shortest being 18 days.

2. Which credit card is the best

CMB’s credit cards are okay, but they have different value-added services and are aimed at different audiences. If you are a young person, you can apply for the YOUNG card of China Merchants Bank. The threshold is quite low, there are many activities, and online shopping is very convenient. If you travel frequently, you can apply for a credit card jointly launched by China Merchants Bank and airlines, such as China Merchants Bank Air China Credit Card, which will provide discounts on air tickets and insurance. China Merchants Bank and Ctrip credit cards are also available. Not only for air tickets, but also for booking hotels and trips on Ctrip, there are activities and points.

The above is the content of "Is China Merchants Bank Credit Card Good/Which Credit Card is the Best".

Note: A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

I want to apply for a China Merchants Bank credit card, which one should I choose?

I want to apply for a China Merchants Bank credit card, which one should I choose?

The credit card of China Merchants Bank is not available. You need to apply to China Merchants Bank. The bank will evaluate your credit and change the type of credit card it will issue to you. The application is as follows.

Application location: 1. Local ICBC branch; 2. Local ICBC Credit Card Center staff; 3. Application on the official website of China Merchants Bank

Application conditions: 1. Over 18 years old; 2. Have stable repayment ability.

Submit proof: 1. ID card; 2. Work certificate or income certificate; 3. Work phone number, home phone number and personal mobile phone number; 4. Tax payment certificate or property and vehicle in your own name; 5. Other bank credit cards wait. The above information is not necessarily required. It depends on the bank's requirements. Proof of employment or income is very important.

I am from Qingdao and want to apply for a credit card from China Merchants Bank

Yes, if you call the service hotline of China Merchants Bank, you must prepare photocopies of your personal documents and asset certificates.

I want to apply for a China Merchants Bank credit card, but there are many types. How to choose?

Well, there are many types of credit cards for China Merchants, not only for China Merchants, but also for other banks. Some credit cards are applied for some corporate groups, and there are many types for individuals. You can go to China Merchants Bank and ask. . Search online. If you want to find something more comprehensive, I suggest you go to Jujindou.com, where all the mainstream varieties are introduced.

Standard credit cards mainly include standard credit cards such as China Merchants Bank’s standard VISA card and standard Mastercard card, which are suitable for streamlined people who do not have high requirements for card appearance; theme series credit cards mainly include credit cards co-branded by China Merchants Bank and other organizations. , such as ONEPIECE One Piece Credit Card, Doraemon Fan Credit Card, etc., suitable for fashionable people who love animation and pursue pursuits;

Regional series credit cards are mainly local credit cards issued by China Merchants Bank, such as Dalian New Mart Co-branded Credit Card, etc. , suitable for people who like to participate in local activities and enjoy exclusive discounts;

Travel series credit cards, travel series credit cards issued by China Merchants Bank, such as Air China Zhiyin Credit Card, Ctrip Card, China Merchants Bank All-Currency International Credit Card, etc., are suitable for frequent The choice for business travelers and those who love traveling;

Car owner card series car-themed credit cards, such as the Shum Yip Automobile co-branded credit card, are the best partners for car lovers;

Shopping series credit cards, China Merchants Bank We issue shopping-themed credit cards, such as Parkson Shopping Credit Card and Ruili Women’s Shopping Card, which are suitable for Taobao people who love shopping.

Dear friends, which one of the credit cards of Industrial Bank and China Merchants Bank is the best?

If you apply for a China Merchants Bank credit card, there is a China Merchants Bank in the local area, and you are 18-60 years old. If you can provide your ID card, You can try to apply for employment certificate and income certificate. If you apply for a car card, you need to attach a photocopy of the driving license in your name. If the local branch has clear regulations, the local branch regulations need to prevail. The credit card status is subject to final audit. The result shall prevail.

Which China Merchants Bank credit card is more practical to apply for in Shanghai?

They should all be similar. If you are a business person and have to travel frequently, it is better to get a Ctrip co-branded card. For ordinary people, it is usually enough to get a dual-currency card. Either master or visa will do. China Merchants Bank’s points are relatively valuable, and one point is calculated when you spend 20 yuan.

I want to apply for a credit card from China Merchants Bank, is it possible?

China Merchants Card has more services, but it is more troublesome to repay in second-tier cities. For a CMB credit card, you only need to have a CMB credit card. With the one-card card, no other proof is needed. Just fill in the form and use a photocopy of your ID card to apply.

I want to apply for a China Merchants Bank credit card. I am from Chongqing

Go anywhere Larger branches of China Merchants Bank all have credit card processing. The process is not complicated at all. You need to fill in a form and bring your ID. You can get the card (sent from Shanghai) in about 15 days. So your address needs to be Write clearly that I am also from Chongqing. I have also applied for this card, so I know better

Which bank’s credit card should I choose?

Personally, I think it is China Merchants Bank! Great service! They are all recognized and I am also in Shenzhen

Please adopt if you are satisfied

Is there a credit card specialist from Xi'an China Merchants Bank? I want to apply for a card~

Hello, for the security of your information, it is recommended that you apply through the channels provided by our bank:

If you have never held a credit card from our bank, you can apply through the following channels 3 ways to apply:

1. Please log in to the credit card website: creditcard.cmbchina./, select "Credit Card Application" - "New Customer Application Channel", and apply through "Easy Appointment, Door-to-Door Service" online banking Apply on the reservation platform, fill in simple reservation information online, and wait for bank audit. If the audit passes, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any branch of China Merchants Bank in person to apply for your original identity certificate, work certificate and financial certificate files.

3. You can also call the customer service hotline 4008205555, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register you and notify us of the local work Personnel will contact you to confirm your application. Please note that the credit card status will be subject to the final audit results.

If you have other questions, it is recommended that you consult the "Customer Service Online": forum.cmbchina./cmu/icslogin.aspx?from=Blogincmu=0. Thank you for your attention and support!

What are the credit cards of China Merchants Bank? How about China Merchants Bank Credit Card?

If you want to play well with your credit card, start by choosing a card! China Merchants Bank’s credit card is one of the best choices for young people when applying for a card. Its excellent handling of credit card business will make a person who has never been exposed to a credit card quickly feel a sense of accomplishment after holding the card.

Currently, according to the official website, China Merchants Bank has special theme cards, business travel cards, standard credit cards, online game cards, cartoon fan cards, fashion group cards, regional specialty cards, NBA Series, business card series and other types of credit cards. It gives cardholders various privileges such as accumulating air miles, free aviation accident insurance, cash rebates for refueling, cash withdrawal discounts, swiping six times to get the next year free, and campus version privileges. Let me summarize it for you in detail below.

Standard credit cards

Mainly include China Merchants Bank standard VISA card, standard Mastercard card and other standard credit cards.

It is suitable for the streamlined group of people who do not have high requirements on card appearance. It is a star credit card and a favorite among China Merchants Bank fans.

Theme series credit cards

They are mainly co-branded credit cards between China Merchants Bank and other organizations, such as One Piece Credit Card, Doraemon Fan Credit Card, etc., which are very suitable for anime fans.

Regional series credit cards

They are mainly local credit cards issued by China Merchants Bank, such as Dalian New Mart co-branded credit card, which is very suitable for people who like to participate in local activities and enjoy exclusive discounts.

Travel Series Credit Cards

Travel Series Credit Cards issued by China Merchants Bank, such as Air China Citizen Credit Card, Ctrip Card, China Merchants Bank All-Currency International Credit Card, etc., are suitable for business travelers who frequently travel and those who like to travel. Family choice.

Car owner card series credit cards

Car-themed credit cards, such as the Shum Yip Automobile co-branded credit card, are the best partners for car lovers.

Shopping Series Credit Cards

There are many types of shopping-themed credit cards issued by China Merchants Bank, such as Parkson Shopping Credit Card, Ruili Women’s Shopping Card, etc. If you love shopping, this card will It's your best choice.

In the industry, China Merchants Bank’s credit cards are not only professional, but also follow the trend, so they are widely favored by young users. China Merchants Bank has launched co-branded cards for online games such as League of Legends, Fantasy Westward Journey, Hearthstone, and Three Kingdoms, as well as Naruto comic-themed cards to tap potential young consumer groups through related interests.

This is the end of the introduction to which credit card is good for merchants.