Take KBao Online Banking of Agricultural Bank of China as an example. The current maximum transfer amount of KBao Online Banking of Agricultural Bank of China is 1 10,000 yuan, and the daily cumulative amount is 5 million yuan. China Merchants Bank issued a notice to adjust the online transaction limit of third-party payment companies from April 1 1 and April/20 1. The customer payment limit of the popular version of one-card was lowered from 5,000 yuan to 500 yuan, and the credit card payment limit was also changed from the original customer's self-determination to the single maximum 500 yuan.

Since March 4th this year, BOC has adjusted the personal service business rules of online banking, which not only strengthened the security certification of online banking transfer, but also lowered the limit of online banking transfer. The original maximum daily cumulative limit for a single transaction was 6,543,800 yuan and 2 million yuan, but now it is adjusted to 6,543,800 yuan and 200,000 yuan. At the beginning of this year, Bank of Communications adjusted the cumulative upper limit of the day's transfer to 6,543,800 yuan.

This month, CCB also adjusted the single transaction limit and daily cumulative transaction limit of personal online banking shield customers to 500,000 yuan and 6,543.8+0,000 yuan respectively, and used dynamic password cards and certificates to transfer money, which was also reduced from the previous 200,000 yuan to 3,000 yuan.

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In addition to reducing the limit of online banking payment and transfer, banks also remind customers to guard against the risks of online transactions by means of text messages and announcements. Experts pointed out that when visiting the bank's website, you must directly enter the URL to log in, and don't use hyperlinks to visit the website indirectly. Banks will never ask customers to change their passwords or verify their identities by email, SMS or telephone.

Please don't believe this message. In addition, it is necessary to protect the hardware certificate and password, and retrieve the hardware certificate from the computer in time after use. Of course, we should also ensure the security and reliability of computer logging into online banking, update anti-virus software regularly, use network firewall, download patches in time, and don't open unknown programs, links and emails to avoid letting too many people use personal computers.

Phoenix. Com- Some banks reduce the payment limit of online banking transfer.