Tx behavior, controlled by wind.

Although most credit cards have cash withdrawal function, malicious tx is not recognized. Once discovered, it will reduce the credit limit or even cancel the credit card.

overdue repayment

Your credit card is overdue. Failure to repay will naturally reduce the limit and affect your personal credit information.

There is an abnormality in the credit card.

For example, you have been living in China, and suddenly one day there is a big money transaction abroad. In order to avoid theft, the bank will reduce the amount and contact you to inquire about the situation.

Hold multiple credit cards

For example, if you have more than one credit card, some cards will not be used for a long time, or if you spend a lot of money, the bank will lower your limit.

You can search on WeChat, check the data in depth, and click Query.

Get your credit card usage report and find out the real reason for the credit card downgrade, so you can sit in the right position effectively. If the credit card is restricted for overdue use, pay off the debt quickly and cover up the bad record with the new card use behavior; If it is suspected of tx, you can call the bank's customer service hotline, provide the relevant proof of consumption to the bank, and then apply to the bank to restore the line. If the credit card is abnormal, as long as you insist on normal transactions and abide by the credit card rules, the limit can be gradually increased. "