Object elements. The object of infringement is the national credit card management system. Objective elements. Objectively speaking, it is an act that hinders credit card management. Specifically, it includes four situations: (1) holding and transporting with knowledge that it is a forged credit card, or holding and transporting with knowledge that it is a forged blank credit card, with a large number; (2) Illegally holding other people's credit cards, with a relatively large number; (3) using false identification to defraud credit cards; (4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means. According to the law, the actor only needs to carry out one of the above acts. Constitute this crime. Theme elements. The subject of crime is the general subject. The unit cannot be the subject of this crime. Subjective factors. Subjectively, it is intentional and generally has the purpose of seeking illegal interests.

legal ground

Criminal law of the people's Republic of China

Article 177 Whoever forges or alters financial bills under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or only be fined not less than 20,000 yuan but not more than 200,000 yuan; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(1) Forging or altering bills of exchange, promissory notes and cheques;

(2) Forging or altering other bank settlement vouchers such as entrusted collection vouchers, remittance vouchers and bank deposit vouchers;

(3) Forging or altering letters of credit or accompanying documents and documents;

(4) Forged credit cards.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.