Is the available limit of a credit card account the same as the credit limit?

Hello, if it is our China Merchants Bank Credit Card,

the credit limit of the credit card is a fixed limit It consists of a temporary limit: the fixed limit is approved by our bank; the temporary limit is temporarily applied by the cardholder to our bank as needed. All credit cards (including supplementary cards) under the principal cardholder's personal card name enjoy the same fixed limit, and the credit limits for multiple cards will not be accumulated. For example, you have a credit card and your credit limit is 50,000. Before spending, your available limit is 50,000. Then if you spend 10,000, your available limit is 40,000. Is the credit limit the same as the available limit?

In order to prevent cash out, the general cash advance limit of a credit card is half of the entire credit limit. In other words, if you use a card to spend, you can spend 15,000, but if you withdraw cash, you can only withdraw 7,500.

The available limit is adjusted at any time and changes based on your actual card consumption or cash withdrawal. If the payment is made in full or there is no consumption, the available limit in local currency will be 15,000. Is the available limit the same as the credit limit? I have a credit card from Bank of Communications

No, the available limit refers to the unused credit limit of your credit card. Credit limit: Does the credit card's available limit plus the book balance equal the credit limit?

Because you still have unsettled transactions.

Available limit = the amount of money that can currently be used by this card. This number indicates the amount of money that you can still use to swipe the card for consumption

Book balance = Cash advance limit of this card - Already used limit. This number indicates the amount of overdraft that you can still withdraw cash

Cash advance limit = Credit card limit X 40% = 2400. You still have The remaining 800 means that 1600 has been used.

Isn’t 1604541 approximately equal to 6000?

What do the credit limit, withdrawal limit and available limit of Long Card credit card mean?

Currency credit limit withdrawal limit available limit balance

RMB 8,000.00 2,400.00 6,220.00 0.00

USD 1,000.00 300.00 777.00 0.00

Swipe the card and make installments The available limit is 8000-2136=5864, and the monthly principal payable is 2136/12=178 yuan. After you repay the principal of 178*2=356 in two installments, the available amount is 5864+356=6220 yuan. This is an example I gave you. Is the available balance of a credit card the account balance plus the credit limit?

Hello, the balance of a credit card is generally your credit limit + the balance beyond the credit limit, showing the available cash limit. Generally, it is the credit withdrawal limit allowed by the credit card + the balance. Are the available limit and credit limit the same? I am a Bank of Communications credit card

The available limit is your real-time limit. For example, your credit limit is 1,000, and you spent 100 yesterday, then your credit limit is still 1,000 , but your available quota is only 900. What does the available credit limit of 2,600 yuan for a credit card mean?

1. If the account is opened for no less than 3 months and the cumulative consumption is more than 500 yuan (inclusive), the credit limit can be adjusted to 500 yuan;

2. The credit limit can be adjusted to 1,000 yuan for no less than 3 months after reaching the 500 yuan quota level and the cumulative consumption is more than 500 yuan (inclusive);

3. Reaching the 1,000 yuan quota level The credit limit can be adjusted to 2,000 yuan after no less than 3 months and the cumulative consumption is more than 500 yuan (inclusive). What does the US dollar credit limit of a credit card of 833 mean and the available limit of 782 means?

The limit you approved for the card is that you can spend 833 US dollars by swiping the card. Now, because you have other purchases, you can only spend 782 US dollars by swiping the card. After repayment, the credit limit will be restored. The available limit of the China Merchants Bank credit card does not match the credit limit.

The available limit is one yuan less than the credit limit. Normally, there should be one yuan left to pay off. You can call customer service to cancel the card. Can you ask me what's going on? If the customer service agrees that you cancel the card, it means there is no problem.