The significance of credit card transfer
Credit card transfer is different from savings card transfer in the traditional sense, because credit card is essentially a consumer card and does not have the function of debit card. What we usually call credit card transfer is actually equivalent to credit card cash withdrawal, which is divided into overpayment transfer and cash advance transfer.
Credit card transfer limit regulations
Banks have different regulations on how much credit card can be transferred at one time. Let's take the action as an example to let everyone feel the general limit of credit card transfer.
The cash advance business of China Merchants Bank's credit card includes cash withdrawal and overdraft transfer.
1. Daily cash withdrawal limit for single card:
The cumulative maximum daily cash withdrawal amount of each card of domestic UnionPay line is 10000 yuan, and the cumulative maximum daily cash withdrawal amount of each card of overseas UnionPay line is equivalent foreign currency 10000 yuan.
The single cash withdrawal limit of ATM channel is subject to the ATM machine used.
2. One-day limit for overdraft debit card:
Including pocket life, mobile banking (including PAD banking) and customer service telephone voice system, the total amount of each card per day does not exceed 5,000 yuan. Online banking (popular version, professional version) does not exceed 2000 yuan per card per day.
Among them, the amount of cash withdrawal and overdraft transfer is generally 50% of the credit limit (youth card is youth card 100%).
In fact, it is very simple to know the amount of a credit card transfer. You only need to be familiar with the business process of the issuing bank and understand the relevant regulations of the bank on credit card withdrawal. If you want to know more about credit cards, welcome to the credit card supermarket. I believe you can find what you want.