1, 18 years old or older, China residents with full capacity for civil conduct and good credit standing, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit card master cards with their valid identity documents.
2. Personal card holders can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct.
3. The supplementary card application materials must be confirmed by the cardholder of the main card through personal signature, customer service telephone recording, electronic signature or a method recognized by both the cardholder and the issuing bank. The main cardholder can apply for cancellation of the supplementary card at any time.