Credit information of credit card installment payment will be displayed, but only the amount that relevant users need to repay will be displayed. As long as the repayment is made on time, personal credit information will not be affected.

The handling fee for credit card installment repayment is the main source of bank profits, so proper installment repayment will not only affect credit reporting, but also benefit credit card withdrawal.

If the cardholder has overdue repayment, he must take the initiative to contact the bank to explain the reasons for the failure to repay on time. The bank will usually handle it according to the cardholder's attitude.