If it is a China Merchants Bank credit card, yes. When the amount deposited into the credit card exceeds all the outstanding balances in the account, the excess amount is called "overpayment" and will be automatically deducted from subsequent credit card purchases.

If you need to settle the bill installment in advance, please call our credit card customer service hotline to apply for early repayment. After the application is approved, you must pay off the outstanding installment and the remaining uncollected handling fee in one go. Installment fees charged are non-refundable. The Bank's Credit Card Center reserves the right to review and approve any application.