Summary of Shanghai Pudong Development Bank’s credit card repayment methods

1. Shanghai Pudong Development Bank’s credit card repayment methods—automatic repayment

On the monthly repayment due date , Shanghai Pudong Development Bank will automatically deduct the specified amount from your settlement account with the same name in Shanghai Pudong Development Bank according to your authorization for your credit card repayment.

To apply for this service, please call the service hotline on the back of your credit card to apply; or download and fill in the "Credit Card Automatic Transfer Repayment Authorization Form" (2. One of the credit card repayment methods of Shanghai Pudong Development Bank - Telephone Repayment

Call 95528 to transfer the funds in your debit card account opened at Shanghai Pudong Development Bank to the credit card of the same name to easily complete the repayment.

3. Shanghai Pudong Development Bank credit card repayment. Method ——ATM teller machine repayment

Deposit cash at a self-service deposit machine (CDM) or integrated deposit and withdrawal machine (CRS) that supports cash deposit function for repayment (repayment scope: RMB repayment)

4. Shanghai Pudong Development Bank's credit card repayment method - online repayment

If you need to activate online repayment, you first need to become a registered customer of Shanghai Pudong Development Bank's online banking. After registering the credit card, you can log in to Shanghai Pudong Development Bank's online banking to make repayment

5. One of the repayment methods for Shanghai Pudong Development Bank's credit card - repayment at bank branches

You can go to any Repayment at Shanghai Pudong Development Bank branches is by cash

6. One of the methods of credit card repayment of Shanghai Pudong Development Bank - Convenient branch repayment

You can pay with any bank card bearing the UnionPay logo. Charge the card and repay the credit card at any self-service card swiping terminal at any "Lakala Convenient Payment Point" or other available terminals

How to repay the card at the Shanghai Pudong Development Bank Credit Card Center

Hold the card. If a person associates a credit card with his or her own Shanghai Pudong Development Bank settlement account with the same name, the Shanghai Pudong Development Bank Credit Card Center will automatically deduct the corresponding amount from the repayment account on the due date.

Automatic repayment activation method:

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1. Mobile APP: Cardholders download, register and log in to the "Puda Xiben Mobile APP", click Homepage - More - Services - Repayment Settings, and follow the prompts on the page.

< p>2. Official WeChat account of Shanghai Pudong Development Bank: Cardholders can search for "Shanghai Pudong Development Bank Credit Card" through their WeChat account and follow it, enter "automatic repayment by our bank" in the dialog box, and follow the prompts on the page.

3. Credit card customer service hotline: Cardholders call the Shanghai Pudong Development Bank credit card customer service hotline and ask for manual service.

Credit cards refer to records of cardholder account information and bank credit limits. Overdraft function, and various media that provide cardholders with related banking services

Main features of credit cards:

1. Credit cards are one of the fastest growing financial services today. , it is an electronic currency that can replace traditional cash circulation to a certain extent;

2. Credit cards have both payment and credit functions. Cardholders can use them to purchase goods or enjoy services. Obtain a certain loan from the card issuer by using a credit card;

3. Credit card is a high-tech product that integrates financial services and computer technology.

4. Credit card can reduce the amount of cash money. Use;

5. Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

6. Credit cards can simplify payment procedures and save social labor;

< p>7. Credit cards can promote product sales and social demand.

Main types

According to different card issuers, they can be divided into bank cards and non-bank cards

Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of card issuance, it can be divided into corporate cards and personal cards

Corporate cards.

Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal organizations.

Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards

Ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold Card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.

How to repay the Shanghai Pudong Development Bank credit card (debit card)?

There are many repayment methods for Shanghai Pudong Development Bank’s credit cards (debit cards). We recommend the following three convenient and fast methods:

1. Automatic repayment

My Shanghai Pudong Development Bank settlement account with the same name is linked to a credit card (debit card), and the bank will automatically deduct the required repayment amount from the repayment account on the due repayment date.

It should be noted that in order to avoid failure to deduct money, sufficient amount needs to be deposited one day before the due repayment date.

2. Online banking repayment

If the Shanghai Pudong Development Bank debit card has activated the online banking function, log in to the Shanghai Pudong Development Bank website and transfer the funds from the Pudong Development Bank debit card account to the credit card with the same name through transfer. (credit card) will do.

3. Third-party repayment

(1) WeChat repayment

Follow the Pudong Development Bank Credit Card (credit card) WeChat official account and bind the Pudong Development Credit Card (credit card), select installment repayment in the microservice, select quick repayment, you can choose Shanghai Pudong Development Bank's bank card repayment, or you can choose inter-bank repayment. Enter the bill amount, select the bank to transfer from, enter the card number, select the full repayment amount, agree to the inter-bank service agreement and then submit.

(2) Alipay repayment

Enter the main interface of Alipay. There is a credit card (credit card) for repayment in Convenient Life. Note that if there is only one credit card (credit card) ) By default, binding to Alipay will repay this card. If not, please select the card you want to repay. After selecting, you will be reminded to enter the email to get the bill. Enter your email address and password to get the bill. After verifying the bill, import the bill. You will be reminded to get the result. Click Finish. You can also directly enter the email to check the repayment amount. After entering the repayment amount , enter the credit card (debit card) repayment interface. Select the payment method, confirm the payment, and enter the password. You will be reminded that the payment is successful, the bank is processing it, the credit card (debit card) bill is out, and it has been paid off, and you will be notified through mobile phone text messages.

How to repay online with Shanghai Pudong Development Bank credit card

1. After opening the online banking of Shanghai Pudong Development Bank credit card, enter the debit card, password, and repayment amount to complete the repayment in online banking. .

2. There is no handling fee for credit card repayments during the interest-free period. The interest-free repayment period starts from the bank accounting date to the final repayment date. The longest interest-free period for Shanghai Pudong Development Bank credit card is 50 days and the shortest is 20 days. Once it is overdue, it will no longer enjoy the interest-free period, and interest of one ten thousandth will be charged every day.

3. If you cannot exchange the money within the repayment date, you can call the customer service hotline of Shanghai Pudong Development Bank Credit Card Center at 400-820-8788 to apply for a grace period of several days for repayment. Try not to create overdue items.