1. Select the goods or services that users want to buy in the merchants that support the installment of Pufa consumption.

2. Inform the merchant that installment payment is needed, and the merchant will help the user to apply in installments.

3. After applying for installment, you need to confirm the installment amount and the number of installments to ensure that you can withstand the pressure of installment repayment.

4. After determining the installment amount and number, it is necessary to sign a contract to clarify the rights and obligations of both parties.

The contract says that the down payment is a certain proportion of the installment amount.

6. Repay in installments according to the number and amount agreed in the contract from the month following the down payment.