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How much does it cost to pay back every month if you use China Merchants Bank’s credit card for 1,000 points?

The handling fee of China Merchants Bank for 24 periods is 0.68. So the repayment per period

1000/24 ??1000 x 0.68 = 48.47 yuan.

If you have the ability to repay, don’t choose to divide it into such long installments, otherwise the total handling fee will be very high.