If the information is filled in completely, Bank of Communications credit card review will take 2-3 weeks. After the review is passed, it will be mailed to the applicant. Generally, the card can be received in 7-10 days.

——How long does it take to apply for a credit card?

1. Pay attention to the comprehensiveness and authenticity of the application information

If the credit card applicant’s qualifications and conditions in all aspects are relatively good, and the information provided is complete and accurate, the credit card review will be It will be relatively faster. How long does it take for a general bank credit card application to be processed? From the time the bank's credit card center receives your information, it generally takes about 10 working days to complete the approval, and two days to prepare the card and then send it out. Some banks are as fast as 7 working days to apply for a credit card, while others are as slow as 15 working days.

2. Application methods can be optimized

There are many ways to apply for a credit card, such as online application, application at a bank branch, bank staff coming to handle it, etc. How long does it take to apply for a credit card? Different application channels will have different lengths of time. Generally, online application is convenient and quick. Applicants submit information directly through the bank's official website, and the application information will be transmitted to the credit card center for review. It usually takes 7-10 days to apply for a credit card online.

The timeliness of processing through bank branches and door-to-door staff is relatively poor. Data needs to be uploaded from each bank branch to the credit card center. Generally, banks will fix the data accumulated over a period of time. If you submit them together on a certain day, it will take a lot of time. It usually takes 20 working days or even 1 month.

3. Avoid peak business periods and idle periods

How long it takes to apply for a credit card has a lot to do with the time period when you apply for a credit card. If you apply for a credit card during a national statutory holiday, how many days will it take for you to apply for a credit card? Banks are closed on statutory holidays, and no one will review your application once you submit it, so the time will be postponed according to the number of holidays. If you apply at a special time like the beginning of the month or the end of the month, the review efficiency will not be as high as usual. Because this time happens to be the peak period of banking business, the banking system needs to process a lot of data and information, and it takes a little longer to apply for a credit card.