Each bank's billing date and due repayment date are calculated in different ways. Generally, there will be about 18-20 days between the account arrival date and the due repayment date, and the transaction on the account arrival date can enjoy the longest interest-free period, so it is suggested that the landlord can call the bank to inquire about the calculation method of the due repayment date of this card.

For example, I used the credit card of China Construction Bank. Assuming that the bookkeeping date is 24th of each month, all transactions such as credit card consumption and cash withdrawal from 25th of each month to 24th of the following month will be recorded on 24th of the following month, forming a bookkeeping cycle, and the due repayment date is 20th day after the bookkeeping date, that is, 13 or 14 per month (with different months).

That is, the transaction from February 25th to March 24th is settled by the bill on March 24th, and 4/ 13 is the due repayment date.

Further, if you swipe your card on February 25th, the repayment period will be 50 days (50 days in total from February 25th to 4th/13), and the repayment period will be 49 days on February 6th, and so on. If you swipe your card on March 24th, you will be settled on the same day, which is also 4/ 13, and the shortest repayment period will be 20 days.

To sum up, the closer the bill is to the future accounting date, the longer the repayment period can be enjoyed.

If the landlord has other questions, you can ask.