Repayable. Pay back the credit card by bank transfer. If the debit card and credit card bank are the same bank, you can choose to transfer money from different places. If you are not from the same trade, please choose a different bank for transfer. Real-time arrival, usually within 2 hours of transfer. Ordinary transfers can usually be received within 3 working days.

1, due repayment date

The latest date when the cardholder should repay all or the minimum repayment amount stipulated by the issuing bank, and the due repayment date stipulated by our bank is the 25th day after the bill date.

2. Final repayment date

It is the minimum amount that the cardholder should repay as stipulated in the current bill. When the minimum repayment amount is selected, the current account does not enjoy interest-free treatment, but needs to pay interest, that is, interest is calculated daily from the bookkeeping date of each account, and the daily interest rate is five ten thousandths until each account is paid off. If the repayment amount before the due repayment date is lower than the minimum repayment amount listed in the current bill, according to the regulations of the People's Bank of China, an overdue fine of 5% will be imposed on the unpaid part of the minimum repayment amount.

Minimum repayment amount = 65438+ 00% of the consumption amount within the credit line and the cash advanced+total of the unpaid part of the minimum repayment amount in the previous period+total consumption amount exceeding the credit line+total expenses and interest.

3. Interest-free repayment period

It is a non-cash transaction within the credit limit of a credit card, from the bank bookkeeping date to the due repayment date of the bill. At present, the interest-free repayment period of our auspicious credit card is the shortest 25 days and the longest 56 days.