China Merchants Bank credit cards are generally valid for three years, and personal cards are valid for five years. Within one month before the credit card expires, China Merchants Bank will take the initiative to call or send an email to remind you that the card is about to expire, whether to renew it. If there is no special requirement for returning the card, China Merchants Bank will generally renew the card automatically. About one month before the expiration date, China Merchants Bank will remind you to change your credit card by SMS or email and ask you to confirm the delivery address.

After the receiving address is confirmed, China Merchants Bank will send the new credit card by registered mail. At the same time, China Merchants Bank Credit Card Center will inform the code of the registered letter by SMS. You can check the status of the letter in official website Post Bar. China Merchants Bank will send your new card to your billing address by registered mail before your card expires (except for student card), without any formalities. Note: You need to bring your credit card and ID card to get it.