Is the CITIC Quanmi UnionPay single currency credit card a gold card or what kind of card, and what is the approximate limit range?

Answer

CITIC Bank Credit Card UnionPay Single Currency Credit Card Bipu Card is just an ordinary credit card.

The quota ranges from 1,000-10,000, depending on the individual's application qualifications.

If it is a CITIC Bank credit card or a UnionPay single currency gold card, the limit ranges from 3,000 to 50,000. The details will depend on CITIC Bank’s backend review.

CITIC Credit Card Gold Card Limit, Annual Fee, and Handling Fee

What is the general application limit for CITIC Bank Credit Card Gold Card? Let’s briefly introduce the limit, annual fee, annual fee-free policy, handling fees of CITIC Gold Card, how to increase the limit, etc.

Annual fee: 200 yuan (waived in the first year, swiping the card 5 times is waived in the following year)

Annual fee for supplementary card: 100 yuan

Withdrawal limit: 30

Credit limit: 10,000-50,000 yuan

Interest-free period: 50 days

Minimum withdrawal fee: 20 yuan

CITIC The credit limit of bank credit cards and gold cards is different for everyone. Gold cards generally have more than 10,000 yuan. The withdrawal limit is 50% of the credit limit.

The annual fee for CITIC Bank Credit Card Gold Card:

Single currency card is 200 yuan/year, and dual currency card is 300 yuan/year. If you swipe the card once in the first month of opening the card, the first-year annual fee will be waived (an annual fee will be charged if you do not activate it, so it is strongly recommended to make a purchase immediately after opening the card or cancel the card). If you swipe the card 5 times in the first year, the annual fee will be waived. The annual fee for the third year is waived for 5 times, and so on.

What is the CITIC Bank Single Currency Credit Card?

The CITIC Bank MasterCard Single Currency Credit Card is a credit card that only supports RMB transactions and does not support transactions in other currencies. Applicants for the main card must be between 18 and 60 years old, and applicants for supplementary cards must be between 16 and 65 years old.

1. CITIC Bank MasterCard Single Currency Standard Card, the annual fee for the main card is 100 yuan/year, and the supplementary card is 50 yuan/year. Annual fee reduction policy: For regular cards, the annual fee for the first year will be waived if you use the card to make a purchase or withdraw cash once (no limit on the amount) in the month; if you use the card to make a purchase or withdraw cash five times (no limit on the amount) in the first year, the annual fee for the next year will be waived; and so on. Different card levels have different credit card rights. Usually, the higher the card level, the higher the benefits it has, but the annual fee required will also increase accordingly.

2. Single-currency credit cards are for buying things in shopping malls. When settling, you need to settle in RMB, which means you have to return RMB to the bank when you pay back the money. Single currency credit cards have limits. You can check the limit written on the note that comes with the card when it is issued. If you can't find it, you can call customer service at 400-88-95558 for consultation.

3. Among the credit cards of CITIC Bank, only the blue card has no limit. If it is not a blue card, it must have a limit! In China, the most common single currency card is the UnionPay standard card, which is the RMB single currency. Card (there is only the UnionPay logo on the card, starting with 62).

4. The credit cards held by most people in China are single-currency cards. Single-currency cards are more suitable for users who are active domestically all year round, but are not very suitable for users who often travel abroad. They are generally recommended to use them. Dual-currency cards are more convenient. Both cards have their own advantages and disadvantages. You can just apply for the card according to your needs. In fact, if you rarely go abroad, a domestic single-currency credit card is actually enough. It is no different from other credit cards. But if you are a travel expert, business leaders may need to consider other credit card types.

5. All CITIC Bank credit cards have limits, and the limits are generally within the range of 3,000 yuan to 50,000 yuan. The credit limit of CITIC regular cards is roughly 3,000-10,000 yuan, while the credit limit available to gold card users is 10,000-50,000 yuan, and some are even higher. If a CITIC cardholder wants to withdraw cash using a credit card, the limit is 50% of the credit limit. Of course, if the holder of a CITIC credit card maintains a consumption amount of more than 70% of the credit limit for more than half a year, CITIC Bank will increase the limit of the cardholder's credit card according to the situation.

CITIC Bank Single Currency Credit Card is an overdraft card

Yes

1 CITIC Bank Single Currency Credit Card is a credit card that only supports RMB transactions and does not support other Currency transactions.

2. When you buy something in a shopping mall, you have to settle in RMB. That is to say, when you pay back the money, you also have to return RMB to the bank. Single-currency credit cards have a limit. You can check the note that came with the card when it was issued. It should be written on it. If you can't find it, you can call customer service at 400-88-95558 to inquire.

3 Among the credit cards of CITIC Bank, only the blue card has no limit. If it is not a blue card, it must have a limit! In China, the most common single currency card is the UnionPay standard card, that is, the RMB single currency card (There is only the UnionPay logo on the card, starting with 62).

4 The credit cards held by most people in China are single-currency cards. Single-currency cards are more suitable for users who are active domestically all year round, but are not very suitable for users who often travel abroad. It is generally recommended that they use dual-currency cards. Currency card, this is more convenient. Both cards have their own advantages and disadvantages. You can just apply for a card according to your needs.

Hello, two credit cards, CITIC Bank credit cards, are equal to two cards, or do two cards have one limit?

CITIC Bank credit cards under the same customer name (including mergers) The main account and additional cards) all have exclusive quotas. That is to say, the limit of applying for multiple credit cards will not be accumulated.

For example: Suppose your personal limit is 10,000 yuan, and you have two credit cards from our bank. Both cards use your personal limit of 10,000 yuan. If card A has used 4,000 yuan, B The card can only use the remaining 6,000 yuan.

Extended information

CITIC Credit Card Annual Fee

1. Platinum Card Premium Card: Principal Card: RMB 2,000; Supplementary Card: RMB 1,000 .

2. Elite card main card: RMB 480; supplementary card: RMB 240.

3. Titanium card main card: RMB 480; supplementary card: RMB 240.

4. Gold card main card, dual currency card: RMB 300; RMB single currency card: RMB 200.

5. Additional card dual currency card: RMB 150; RMB single currency card: RMB 100.

6. Main card: RMB 100; supplementary card: RMB 50.

If you swipe your card or withdraw cash once within 30 days of card approval, you will be exempted from the annual fee for the first year. If you swipe your card or withdraw cash a total of 5 times within a year, you will be exempted from the annual fee for the next year. No fees will be charged if the credit card is not activated (note: CITIC Infinity Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card, and Annual Fee Package Card are excluded).