Frozen funds have interest. Freezing bank account deposits only means that the funds are sealed in the bank and cannot be withdrawn freely. Interest will accrue according to the original deposit period. Frozen deposits bear interest. Frozen account deposits only mean that the funds are sealed and remain in the bank and cannot be freely withdrawn, and interest will accrue according to the original deposit period. Freezing savings deposits refers to control measures taken against savings deposits deposited by criminals with illegal income. Law enforcement agencies such as public security, procuratorates, courts, customs, and industrial and commercial administration departments, during the course of handling cases, preliminarily determine the criminal's savings deposits in the bank as illegal income or due to work needs, make no further payments to the criminal's bank deposits. In order to prevent the transfer of stolen money, banks can take compulsory measures, that is, freeze their deposit accounts and prohibit payment.

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Reasons for bank card freezing:

1. The bank card is a credit card. If frozen, there may be abnormal transactions on the credit card, such as malicious cash-outs, forged information, continuous password errors, etc. The bank card may be frozen by the bank

2. For bank cards that can be overdrafted, the bank will set the overdraft share based on the actual repayment ability. When the overdraft exceeds the limit, the bank will immediately freeze your bank card.

3. The bank card is a debit card. If frozen, one is a false account freeze, that is, if the bank mistakenly gives more money to the depositor's account during the transaction, the bank may freeze the excess. One is the judicial freeze. According to relevant provisions of the law, judicial authorities may apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, taxation and other departments also have the right to freeze.

4. No matter what kind of bank card it is, if the password is entered incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. Automatically released after 24 hours

5. If you do not apply for a new card after the bank card expires, the bank will freeze your expired bank card after expiration

6. Report the loss of the bank card multiple times in succession , was frozen by the bank on suspicion of malicious reporting of loss. In case of debt reasons: the debtor should repay the debt in time. If the debtor fails to repay the debt on time, the creditor may file a lawsuit with the people's court at the place of execution to recover the debt; if the debtor refuses to repay, the people's court has the right to enforce the debt in accordance with the law and, depending on the circumstances, seize, freeze, transfer or change the price of the property of the person subject to execution. .

If the people's court finds that the debtor is indeed incapable of execution, it shall rule to suspend execution. After the abort disappears, execution resumes. If the other party refuses to execute, and the circumstances are serious, it may be suspected of refusing to execute the judgment or ruling and shall bear criminal liability.