The maximum limit for my business credit card is only 1,000 yuan. Why is it so small?

The maximum limit for a business credit card is only 1,000 yuan. It is based on the information provided and the credit card system conducts a comprehensive assessment. It can be used in the future. Increase the quota.

① The temporary increase needs to be used for three months;

② The permanent increase needs to be used for six months.

To increase the temporary limit:

① Apply online to increase the temporary limit;

② Apply to increase the temporary limit through telephone banking;

③ Apply to increase the temporary limit at the bank counter.

Increase the credit limit of a credit card:

① The card has been opened for more than half a year and the card is used frequently;

② The monthly credit limit is close to or exceeds the credit limit;

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③ Use a credit card and try to repay the loan in one go;

④ No bad records such as overdue payment;

⑤ You can apply to the bank for a limit adjustment. Generally, the limit is adjusted to increase 50%. Why is the industrial and commercial credit card only 500 yuan?

It’s already pretty good. My industrial and commercial bank credit card has a limit of 0 yuan~ Anyway, if you use the card well, you can increase the limit. It doesn’t matter. Why did I just apply for an industrial and commercial credit card? The quota is only 0.1?

Hello, I am an employee of ICBC. Regarding your question, since you are a student, when ICBC issues a credit card to you, the limit will be very low. The overdraft limit ranges from 0.1 yuan - 10 yuan. This is because if you do not have a stable source of income, ICBC cannot determine your repayment ability, so it cannot give you too much overdraft limit. If you insist on using this card for consumption and have no bad debts, In terms of credit history, your card's credit limit will be automatically adjusted to 500 after one quarter. If you continue to use it well, it will be automatically adjusted to 1,000, with a maximum credit limit of 5,000. Why is so much debited when transferring money from a commercial credit card to a postal credit card?

The money in the credit card limit cannot be transferred directly. The credit card does not have the transfer function. If you want to transfer money, there are two ways: 1: Transfer of deposit and overflow payment. 2: Transfer funds through the cash advance function of a credit card. Both methods of transferring money require a certain handling fee, so there will be a lot of deductions for transfers. Hope this helps. Why can’t I receive a credit card from ICBC for so long?

You will receive a card issuance notice from ICBC 15 working days after submitting the application materials. Please go to the local card-issuing bank with the original ID cards of the primary card applicant and the secondary card applicant. Receive the card and go through relevant procedures. You cannot entrust others to do it for you.

If the bank does not receive a card issuance notice after 20 working days (inclusive), or the applicant does not respond to or refuses the bank’s notice to receive the card, the application will be deemed invalid and the submitted information will not be accepted. return.

ICBC online application steps:

1. Read the credit card application agreement, credit card application agreement supplement, and card application instructions.

2. Download the credit card application form and fill it out accurately.

The applicant’s ID can only be an ID card; the applicant’s and contact person’s work and residential addresses must be accurate to the house number; the contact phone number must be true and valid. Example of filling out the application form

3. Submit application information You can send the completed application form to the email address of the local card-issuing bank via E-MAIL.

You can also choose the mailing method. Please print the completed application form on A4 paper. The main card applicant will sign the form manually and mail it together with the application information to the local card-issuing bank. Please put in the envelope Mark "Apply Card" on it.

Why is the credit worthiness of Industrial and Commercial Credit Cards so low

Each bank has different identification and control of risks

ICBC is not interested in credit card business

The business ideas are different. Why can I only use industrial and commercial credit cards to swipe my credit card?

This won’t work, it should be possible. Just swipe through all the credit card machines.

In addition, confirm the status of your card and contact the credit card center’s customer service phone number for confirmation.

I applied for a 100,000 industrial and commercial credit card online, why is it only 1,000?

It is estimated that your conditions do not meet the standards of the ICBC 100,000 credit card. Please accept the answer if you are satisfied! Why does my industrial and commercial credit card have no minimum repayment

There is a minimum repayment only for swiping the card. Withdrawing cash from the credit limit requires full repayment. Why is the credit card limit so low? Such a low credit card

If you apply For China Merchants Bank credit cards, the regular credit card limit is generally 3,000 to 10,000 yuan, and the gold credit card limit is generally 10,000 to 50,000 yuan. The fixed limit for a customer's credit card application is comprehensively assessed based on the information submitted by the customer, and the final audit result shall prevail. . (Multiple credit cards under the same account*** share the same limit)