There are many people who apply for credit cards, but many people don't know which bank to choose. They mainly want to find a bank that is easy to handle. So what bank credit card is easier to handle?

what bank credit card is easier to handle?

1 ICBC Credit Card: To apply for a credit card, you must be at least 18 years old and have full capacity for civil conduct. After applying for a credit card, you can generally get the card after 15 natural days (excluding legal holidays). For digital credit cards without entities, it takes 1-2 minutes to complete the approval and account opening at the earliest. Please refer to the actual results.

2 bank of communications credit card: the principal card applicant is 18-6 years old and has full capacity for civil conduct; Supplementary card applicants must be at least 11 years old and above, and there is no upper age limit. The card can be activated after application, and the amount in the card is given according to the applicant's repayment ability evaluation.

3 Bohai bank credit card: you need to be between 18 and 65 years old (if you are a foreigner, you need to be between 25 and 65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial proof to the nearest outlet to apply for it, or you can apply online.

4 industrial bank credit card: 18 to 6 years old (online self-service application requires 21 to 55 years old). Eligible people can get the card about 2 weeks after submitting the credit card application materials.

5 CCB credit card: a natural person with full capacity for civil conduct, over 18 years old but under 7 years old, with stable occupation and income, good credit status and the ability to repay the principal and interest on time. It takes about 5 working days for a customer with a card to apply to mail the card. If the new customer is approved (generally, the approval time is 1 days), he will receive a face-to-face SMS and a card letter after 3-5 working days.

6 agricultural bank credit card: at least 18 years old, with full capacity for civil conduct and good credit standing. After the credit card is approved, it will be uniformly made and mailed by the Credit Card Center of the Head Office. Puka and Gold Card are sent by registered mail, and the card will be made in 3 working days. The mailing time is usually about 7 days, subject to the distribution of the local post office. Platinum cards and sets of cards are sent by EMS express, and the card will be made in 3 working days. The mailing time is generally about 3 days, subject to the distribution situation of the local post office.

7 Credit card of China Merchants Bank: Credit card applicants should be over 18 years old (inclusive), and foreigners should be over 25 years old (inclusive). It is best to provide some financial proof, such as: proof of ownership of own commercial housing (real estate license, house purchase contract, bank mortgage certificate, formal house purchase invoice, etc.) and proof of own vehicle (self-owned vehicle driving license, bank car loan certificate).

8 postal bank credit card: the applicant for the main card must be at least 18 years old and below 65 years old (including 65 years old). It is recommended to fill in your personal data completely. If you have a postal bank credit card before, you can immediately submit information to apply for other types of postal bank credit cards. Whether the credit card application can pass is subject to comprehensive evaluation.

9 credit card of China guangfa bank: the principal cardholder is 18~65 years old, and the supplementary cardholder is 16~65 years old, and the annual income reaches the local average level. Credit card applications generally take 2-1 working days from data submission to data entry, and the review is completed within 7-1 working days. You can check the progress of the card application 1 working days after submitting the card application form, and the audit result will be notified to you by SMS.

to apply for a credit card that suits you, the threshold is low, the efficiency is high, the quota is high, and the approval pass rate is high. The credit card entrance of major banks: Everbright Bank Credit Card is free, and it passes quickly. The pass rate is over 9%. It is easy to apply for multiple cards of CITIC Bank Credit Card, and it is easy to apply for multiple rights. The credit card of Minsheng Bank is high, and the annual fee is free. If Shanghai Pudong Development Bank is hungry, the joint credit card take-out will be reduced by 7 yuan every day. Apply for the card free of the annual fee for the following year after spending 6 times at will every year. It's convenient for new customers to borrow cash from China Merchants Bank's credit card in advance, and send JD.COM PLUS members to apply for the card for 2 years. New customers will send JD.COM Plus Jingdian annual card to apply for the card, and new customers 6 yuan will pay a reduction package to apply for the card.

Although there are many credit card issuers, you should not apply for too many credit cards, preferably no more than 4. You should choose the appropriate ones according to your own needs.