"Transfer" by credit card is basically the following two situations:

1.

One is to deposit money in a credit card first, and then transfer money with credit card overpayment;

2.

The other is credit card cash withdrawal transfer, that is, the overdraft limit of credit card is directly used for transfer operation. In fact, the overdraft limit of credit card is transfer, which is equivalent to cash withdrawal.

3.

If it is a wealth management service in WeChat, it takes about 4 days for ordinary cash withdrawal and two days for quick cash withdrawal. If it is a WeChat coin purse withdrawal, it depends on the speed of the corresponding bank.

4.

If you transfer the overpayment that has been deposited in the credit card to your debit card, it is generally charged according to the handling fee recovered by the credit card overpayment, which is 0.5%-3% of the transfer amount. At present, only a few banks do not charge for overpayment recovery.

5.

If you use Alipay, Alipay itself is not consumption. It can be said that it is only cash transfer, and credit card cash transfer is also cash withdrawal.