1. The application conditions for China Merchants Bank Gold Credit Card are as follows:

1. The applicant’s average monthly income is above RMB 4,000 or its equivalent in foreign currency, and the overall credit status is good, and there are no bad delinquencies. Credit record;

2. The cumulative consumption amount of China Merchants Bank credit card holders in the past year has reached RMB 10,000 or the equivalent in foreign currency (excluding occasional large purchases such as car purchases and house purchases or production and business consumption) , and customers who have made purchases 6 times in the past year. If you meet one of the above conditions, you can apply for China Merchants Bank Gold Card.

2. Contents related to the gold credit card card

1. The gold credit card card is a relatively high-end product among bank cards. The base color of the gold card card surface is generally metallic yellow, and the upper right corner of the card surface is It will be printed with the English word Gold. Different banks have different application standards for credit card gold cards. In addition to referring to your age, occupation, position, income, marital status, living status and other basic conditions, the financial strength of the card applicant is also an important reference factor. If you apply for the gold card level, it is also a recognition of your social status by the bank.

2. Banks issue different levels of credit cards mainly to meet the needs of people from all walks of life for credit cards. They issue different cards based on the economic conditions of the card applicants, that is, their repayment ability and consumption needs. The differences between the three levels of cards, regular card, gold card and platinum card, are mainly in terms of application conditions, card limit, annual fee standard, preferential rights and other aspects. The credit card gold card is at the middle level in all aspects, so it is more suitable for those with certain financial conditions. people apply.

3. The application conditions for a credit card gold card generally require a certain financial strength, and it is better to provide additional financial proof; the credit limit is between 10,000 and 50,000; the annual fee charging standard is generally several 100 yuan; it enjoys more benefits than the regular card, but does not have the high-end benefits of the platinum card. Banks will classify cards into ordinary card, gold card, platinum card, diamond card and other levels based on the personal credit and status of the card applicant. The gold card is a mid-range credit card, between the regular card and the platinum card.