We have been educated by our parents and teachers since childhood. They always teach us that success requires continuous efforts. Behind every successful person's glory, there must be countless days and nights. sweat. This is certainly true. In today's era, it is basically impossible to fight for your father or your own efforts. Pie-in-the-sky things are basically impossible to happen. But this does not mean that there is no such thing. Some people may have done good deeds in their previous lives and reached the pinnacle of life just through luck. What we are going to talk about today is an international student. She is a typical lucky person. She bought a villa and lived in a bungalow abroad. She owed 23 million in credit cards. This was a huge debt. What happened to her after she was unable to repay it? ? Let me take you through it.

We all know that credit card is a bank card that relies on good credit in exchange for a certain loan limit. It is also very popular nowadays, and many young people like to use it. In the past, there was no such convenient card. With the continuous development of our times, people's consumption concept has changed from saving and saving money in the past to today's advanced consumption, and credit cards came into being. If a person wants to buy something more expensive, but currently does not have enough funds. Then the credit card can help him buy this thing, and the money he owes only needs to be repaid directly within the deadline.

This can greatly satisfy people's shopping desires. Now that the Internet has become popular, there are still online products that can replace credit cards. Ant Huabei is a typical example. Its essence is the same as a credit card, but in comparison, Ant Huabei is more convenient and faster than a credit card, and is popular among people.

The name of the protagonist we are going to talk about is Li Jiaxin. She studied very hard when she was a child. She is a good child in the eyes of her elders. Li Jiaxin’s grades have always been among the best in school, so after finishing high school, she I also successfully went to study abroad for further study. Abroad, Li Jiaxin usually uses credit cards for consumption. Li Jiaxin is a person with very good credit and will repay in time every time she overspends on her credit card. But people are always careless. One time, Michelle Reis owed a lot of money and forgot to pay it back. She thought her credit would be damaged and she would have to pay an extra fine. However, the amazing thing was that the bank on her credit card did not give any reminder that Michelle Lee needed to pay it back. After the payment was overdue, there was no phone call or text message notification. So Li Jiaxin swiped her card a few more times, and she found that the bank still didn't notify her, and the credit card could still be used normally. Li Jiaxin knew that there must be a loophole in her credit card. Later, Li Jiaxin began to spend crazily, buying more and more luxurious things, and even bought a villa for herself.

After a period of consumption, Li Jiaxin already owed a huge sum of 23 million yuan on her credit card. The staff later discovered this loophole and took Li Jiaxin to court to demand repayment of the debt. , but later the court ruled that this was the bank's fault, and Li Jiaxin did not need to repay the debt, and the bank could only express its sorrow. What do you think about this?