Industrial Credit Card has three levels: Platinum Card (Standard Edition), Platinum Card (You Series), and Platinum Card (Elite Edition).

Notes on Industrial Instant Credit Card:

1. No additional card.

2. Once the Platinum Card is issued, an annual fee will be charged; if the annual fee is not paid in time and the repayment is overdue, it will have a negative impact on the personal credit record.

3. When customers apply for Instant Credit Card, the default repayment method is "equal installments of principal". The "principal repayment at maturity" method is currently only available to cardholders invited by Industrial Bank and is not currently accepted. Cardholder's initiative to apply.

4. Once the "accumulated consumption amount" in the current bill meets the installment conditions set by the cardholder, it will be automatically installmentd. If the cardholder chooses the "equal installment principal repayment" method, he must repay the installment principal in equal monthly installments; if the cardholder chooses the "principal repayment at maturity" method, he must repay the "installment principal/instalment" in each installment before the last installment. Amount * 20%", and the remaining installment principal must be repaid in full in the last installment. ：

Only credit cards with normal status can enjoy automatic installment. If the credit card is in abnormal status, automatic installment will not be available.

Abnormal status includes but is not limited to:

1. The credit card has been canceled, frozen, terminated, or expired by the cardholder or the Bank’s Credit Card Center for any reason;

2. The cardholder fails to pay any unpaid amount on time or there are any other outstanding balances in the credit card account;

3. The cardholder violates the Industrial Bank Credit Card Agreement or this Agreement Any provisions in the Terms and Conditions, etc.

If the above situation is effectively handled and the credit card returns to normal status, the automatic installment function will be restored immediately.

Industrial Bank-Click Credit Card