What is Diners Club Credit Card?

Diners Club Credit Card is a financial product jointly developed by ICBC and Diners Club. The card is a RMB/USD dual-currency credit card, a Diners Club/UnionPay dual-brand credit card, the medium is magnetic stripe, the card type is personal card, and the levels are divided into gold card and regular card.

ICBC Diners Club IGO Credit Card is a RMB-USD dual-currency credit card under the Diners Club brand. It is issued in three levels: platinum card, gold card and regular card. The card details are as follows:

1. Annual fee: Platinum card 2,000 yuan/year, Gold card 200 yuan/year, regular card 100 yuan/year. Annual fee is waived for supplementary cards;

2. No foreign exchange fee Diners Club was founded in 1950 by entrepreneur Frank MCMamaca. It was the first plastic payment card and eventually developed into an internationally accepted credit card. Chinese name Diners Club Foreign name Diners Club Founded in 1950 Founder Frank MCMamaca Diners Club (Diners Club) 1981 The largest retail bank in the United States---Hua...

What are the international credit card organizations

International credit cards generally refer to credit cards that are not organized by UnionPay. For example, VISA, MASTER, etc. are all international credit cards. There are five major international credit card organizations, namely VISA, MASTER, Diners Club, JCB, and American Express. Let’s learn about them together.

1. Visa International Organization

The predecessor of Visa was the Bank of America Credit Card Company established in 1900. In 1974, Bank of America Credit Card Company cooperated with some commercial banks in Western countries to establish the International Credit Card Service Company. In 1977, it was officially changed to VISA International Organization and became a global credit card association.

Comments:

With VISA credit cards, you can use card swiping services at ATMs and POS machines with the VISA logo. Well-known domestic banks can apply for visa credit cards.

If you often travel or spend with credit cards in Asia and Australia, it is recommended that you choose VISA, because VISA accepts a larger number of merchants in Asia and Australia, making it more convenient to use.

2. MasterCard

MasterCard INTERNATIONAL is the second largest international credit card organization in the world. In 1966, some banks in California established the Interbank Card Association, and in 1970 the name and logo of MasterCharge were used to unify the names and designs of credit cards issued by member banks. In 1978, it was renamed MasterCard again.

Comments:

With a VISA card, you can swipe your card at ATMs and POS machines with the MasterCard logo. Well-known domestic banks can apply for MasterCard credit cards.

Mastercard’s advantage lies in Europe and North America. Friends who often go to Europe and America can choose Mastercard.

3. Diners Club

Diners Club Diners Club was founded by entrepreneur Frank MCMamaca in 1950. It was the first plastic payment card and eventually developed into an international Universal credit card.

Comment:

Diners Club's main advantage is that it can increase its sales in untapped areas and consolidate the company's strong position in the credit card market. Location. The company has strengthened its position in the international market through a reciprocal agreement between Diners Club's cash exchange network and its ATM network.

4. JCB

JCB (Japan Credit Bureau) In 1961, JCB was established as Japan's first dedicated credit card company. Since then, it has grown to become the largest company and is a true credit card company representing Japan.

Comments: Domestic banks that issue JCB credit cards include Bank of China, China Construction Bank, China Merchants Bank, and China Minsheng Bank. This type of credit card has a big benefit, which is that it can be used in VIP lounges at many airports without any conditions.

If a friend is planning to travel to Japan, you may wish to consider applying for a JCB credit card and an additional card for your family, so that you can enter the lounge for free.

5. American Express Card

Since the first American Express card was issued in 1958, American Express has so far issued it in 68 countries and regions in 49 currencies. Express Card has built the world's largest self-contained special merchant network and has more than 60 million high-quality cardholders.

Comments:

The American Express card has a limited scope of application and can only be used within its designated network range. Although this card is not applicable globally, it is still a very good credit card in essence.

Is the ICBC Diners Club Credit Card a good one?

The "goodness" of a credit card is relative. If you are a shopaholic and often go shopping at Diners Club, this As long as the card suits you.

Which country is the Diners Club credit card from?

The Diners Club credit card is from the United States.

The Diners Club credit card is American. Diners is the brand of Diners Letter of Credit Co., Ltd., which was later acquired by Citibank and became the holding company of Citibank. The company is headquartered in Chicago, USA.

Diners Club was founded by entrepreneur Frank MCMamaca in 1950. It was the first plastic payment card and eventually developed into an internationally accepted credit card.

ICBC Diners Club i-Go has two cards

If you apply for credit card products issued by VISA, MasterCard, JCB, Diners Club and UnionPay using the 1+1 model, such cards They are all issued in combination with a UnionPay card and a single-logo card corresponding to a foreign card organization. The Diners Club i-Go Card can be issued simultaneously with the UnionPay single-logo card. The accounts of the two cards are linked and used together. The Diners Club single-logo credit card is limited to overseas consumption and other services. If you need to handle RMB payments domestically, please use a UnionPay-branded credit card. .

(Answer time: June 24, 2019. In case of business changes, please refer to the actual situation.)

This is the introduction to Diners Club International Credit Card and Diners Club Credit Card. That's it. I wonder if you found the information you need?