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What's the interest rate for the 5000 and 12 periods of postal credit cards?
1. What's the interest on the 5000-period and 12-period of the Postal Savings Credit Card?

20.83 yuan. The monthly repayment is 4 16.67 yuan, of which the monthly interest is about 20.83 yuan. However, it should be noted that the specific interest needs to be calculated according to your actual situation and repayment method. Interest refers to the income or cost generated by borrowing or saving funds. In terms of borrowing, interest refers to the extra fees paid by the borrower to the lender in exchange for the borrower's right to use the funds within a certain period of time.

Second, how to calculate the interest of 5,000 yuan on the postal credit card Apple 4S bare machine, I will pay it in 65438+February. What is the total interest? thank you

The installment fee of postal credit card is the same as that of CCB, which is 0.6% per month. Application amount: the single transaction amount of credit card is more than 500 yuan. Number of application periods: you can freely choose 12, 15, 18, 2 1 and 24 periods, each period is one month. Handling fee standard: charged monthly, accounting for 0.6% of the total installment principal. 5000x12 = 360 yuan (monthly 30 yuan) monthly principal: 5000/ 12=4 16.67 yuan. I hope I can help you. If you are satisfied, please click "Select Satisfied Answer" to support.

Third, the postal credit card has been swiped for 5,000 yuan, and it will be repaid in 12 installments. How much is the interest and handling fee? I've seen it once. Why didn't the total amount decrease?

Postal credit card handling fee rate is 0.6%, with no interest.

Total handling fee: 360 yuan, single repayment amount: 446.67 yuan.

There is no need to repay the installment amount in the month of installment. The first installment amount will be automatically recorded on the next billing date, and the rest will be recorded on a monthly basis.

Repayment on the same day, the details can only be found the next day.

I'm going to pay 5000 yuan in installments by postal savings credit card 12. How much should I pay for each installment? ...

Postal savings bank charges 7.2% by installment 12.

Handling fee 360 yuan (5000 x 7.2% = 360 yuan) As the handling fee of the Postal Savings Bank can also be phased, it will be paid to 30 yuan every month.

Principal installment: 5000/12 = 411.66.

Monthly principal and monthly handling fee = 411.6630 = 441.66 (total monthly principal and interest payments).

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