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What is the limit of JD Hua Xia Bank’s Little White Card? Look at how high netizens have applied!
JD.com Finance is developing rapidly, and it is paying more and more attention to the Baitiao business. JD.com veterans who need credit card overdrafts must apply for a JD.com Little White Card. Among the many small white cards, China Merchants Bank Little White Card, Guangfa Little White Card, Hua Xia Little White Card, and Minsheng Little White Card are all of high quality. If you don’t know how to make a choice, if you are most concerned about the credit limit of your credit card, Huaxia Bank Little White Card A card would be a good choice. What is the general credit limit of Hua Xia Jingdong’s small white card? Netizens’ card application experience and real data will tell you! Jingdong Huaxia Little White Card can withdraw cash, which can meet the cash needs of cardholders to a certain extent. If you want to avoid cash withdrawal fees, you need to do this! →Channel to save money

Many cardholders have posted their card purchase limits on the forum, let’s take a look~~~~~ “Jingdong credit points, the limit is 30,000 yuan, I thought it would be The limit of 50,000 is still a bit low. Is it because my income level is too low?” “For the first card, the clerk applied for it twice before and it was rejected instantly. This time, JD.com approved it instantly for 25,000 yuan!” I don’t know how much the limit is, and I’m afraid of getting a credit card with a limit of 5,000. “Jingdong credit score was rejected.” “I checked the Zhima score on December 12, but there was no call for credit on the 15th. It is said that Huaxia. The bank must call, and the chances of hanging up if you don’t have a credit report are very high.”

→ As can be seen from the above, there are many factors that affect the limit of JD Huaxia Bank’s small white card. There is no unified and clear standard for issuance of credit limit. The overall credit issuance rate is not ideal, but the credit limit is still strong. In addition, it is important to choose a card application channel, especially for customers with relatively high-quality JD data. It is more reliable to apply through the JD Finance APP or official website. So, we need to combine our actual card application conditions and choose the appropriate card application channel to help get the card. The Hua Xia Bank Little White Card is a credit card gold card with a basic limit of 5,000. For many customers, it may be basically enough to meet daily consumption. However, in special circumstances such as major holidays, shopping peak periods, or large-ticket consumption needs, it is necessary to raise the limit. Here comes the help. "Publishing a card is a lifetime limit, and a card is a lifetime limit?" In order to break this restriction, cardholders need to work harder, and skills to increase the limit are indispensable.

China Xia Jingdong Little White Card application requirements, your essential card application knowledge! Friends who want to be approved in seconds can also click in~~ As can be seen from the picture above:

1. Make sure the timing of the quota increase. Hua Xia Bank only needs 3 months to raise the temporary quota, and 6 months. The equipment limit can be withdrawn; while at Minsheng Bank, the system can only automatically assess the withdrawal limit, and active application is invalid.

2. Actively use cards for consumption 1) Offline: supermarkets and shopping malls physical stores, even if you consume a bottle of water, it will be counted as the number of credit card swipes; 2) Offline: online shopping is now popular, such as Taobao, Weibo, etc. Pinhui, Suning.com, etc. can all pay overdraft. In addition, because this card is co-branded with JD.com, spending on JD.com can help increase the limit; 3) Card swiping activities: actively participate in bank, JD.com and other consumer activities, Can speed up the amount increase.

3. Increase the amount by moving bricks 1) Deposit: If your salary card is not from Huaxia Bank, then you might as well transfer it to your Huaxia Bank account after your salary is paid. In addition, buy some Huaxia financial management, insurance and other products ; 2) Jingdong: Jingdong's business is also relatively wide, including Jingdong Mall, crowdfunding, insurance, financial management, stocks, IOUs, etc. A lot of care will be of great help in increasing your quota.

In the Internet age, many cardholders choose to apply for cards online. So, does the Hua Xia Jingdong Little White Card require an interview? If you are not afraid of the duck flying away, you must order it!

4. Avoid cashing out with credit cards. Although everyone thinks that Hua Xia Bank’s risk control is not strict, friends who often need to reverse their cards should still pay attention. Cashing out with credit cards damages the interests of the bank and is illegal. Once discovered, the bank will refuse to tolerate such behavior. Although the limit of Hua Xia Jingdong Little White Card is determined by the bank, it is ultimately based on the credit conditions of all parties possessed by the applicant. If you are not satisfied with the existing initial limit, it is not wise to cancel the card. Use the card well to increase the limit. Sooner or later.

If that doesn't work, you can also apply for other credit cards to solve your overdraft needs by increasing your credit limit on a curve. Click here to find the most comprehensive credit card family portrait to help you apply for a card safely and quickly!