Credit cards cannot be used for cardless transfers at ATMs. A credit card slip is required to transfer funds and withdraw cash.

Bank credit card cash withdrawal handling fee:

Domestic bank: 1% of the cash withdrawal amount, minimum 1 yuan

Domestic other banks: (1% of the cash withdrawal amount) +2 yuan)/transaction, minimum 3 yuan

Overseas (UnionPay network): (1% of the cash withdrawal amount + 12 yuan)/transaction

Overseas (non-bank network): cash withdrawal 3% of the amount, minimum USD 3 (or equivalent in other foreign currencies)

Bank credit card cash withdrawal interest:

There is no interest-free period for credit card cash withdrawals, and 10,000 points will be charged every day from the day of withdrawal. 5. Overdraft with cash interest until repaid.

Cash withdrawal methods with bank credit cards

1. Domestic: You can withdraw RMB cash with the withdrawal password at Bank of China branches, ATMs or other commercial bank ATMs with the UnionPay logo. .

2. Overseas: You can withdraw local legal currency and conduct cash advance transactions at any ATM around the world with the PLUS, CIRRUS or UnionPay logo.