1. What does CCB e-account mean?

The e-account is a real-name account opened through CCB e-banking. A normal bank account will be issued with a card, while the e-account is not eligible for the issuance of a card, but the account actually exists online and can be processed. Investment and financial management and other account services. An e-account refers to a debit card account that is opened directly online and used in electronic banking without the need to issue a physical medium. The main business of banks is deposits and loans. Bank deposits and loans are the main functions. People like to deposit money in banks. Not only do they get a certain amount of interest, but they also have relatively high security. Bank loans are also one of their main sources of income. Through bank loans, you can To solve your urgent financial needs, you can also enjoy lower loan interest rates. :Bank e-account generally refers to a debit card account in electronic banking that can be opened directly online. The e-account does not require physical media and is a virtual bank card service that relies on electronic channels such as mobile banking and personal online banking to open and close accounts. It is mainly used in investment and financial products such as funds, accounts for precious metals, and book-entry treasury bonds. It can also realize transfers. , check balance details and other basic functions. There are no restrictions on fund transfers into bank e-accounts, but funds can only be transferred out to the bound account set when opening the account. Generally speaking, you only need to provide your physical savings account and common mobile phone number to apply for account opening. The physical savings account will be bound to the e-account and serve as the only transfer account for funds; the common mobile phone number will be used as the e-account when handling business. The only mobile phone number that receives SMS verification codes and SMS notification information is the preferred method for banks to contact customers. For most customers, having a wallet full of bank cards has become the norm. Many consumers have opened multiple bank debit cards in order to separate their bills and sort out their finances. They feel helpless when opening so many cards, but Each card is "famous". "CCB e-account" is also a CCB virtual bank card service. It is a virtual account. You cannot find it in your wallet, but its functions are everywhere. Through this account, you can transfer, trade, invest, and more. You can check the balance and details, but you can't withdraw cash. What's more convenient is that you only need to apply for such an account through the Internet.

2. What is an e-account in China Construction Bank

CCB provides you with two ways to open an e-account with CCB. If you have signed a contract with CCB personal online banking, you can choose to log in to online banking and open an e-account by binding the online banking contract account; if you want to bind other CCB accounts or bind accounts from other banks to open an e-account, you can open it directly through the CCB website e-account.

1. Website account opening: As long as you have a savings account with China Construction Bank or another bank, you can easily open an e-account online.

2. Open an online banking account: log in to online banking, bind the online banking contract account to open an e-account. It can be used normally without activation after opening an account.

Answer: My E-Account refers to the authorization by a CCB mobile banking customer to allow another mobile banking customer to query the account balance or detailed information in his name, but does not involve fund operations. This function requires that both the authorizer and the authorized person must be CCB mobile banking customers.

If you need to use this function, please enter the menu in sequence, Account Management-My E Account Authorization-Issue Authorization, then select the account to be authorized to others, enter the recipient to activate

CCB Mobile Banking

's mobile phone number, confirm the authorization information, and after successful authorization, you can choose whether to send a text message to notify the recipient of the authorization. The authorized party can log in to CCB Mobile Banking at any time to conduct balance or detailed inquiries on the account authorized by you.

3. What is the e-account on the China Construction Bank app?

CCB e-account refers to an account opened and closed by China Construction Bank through electronic channels. CCB e-account is a virtual account.

After successfully opening a CCB e-account, users can use the CCB e-account to handle investment, financial management, fund integration and other related businesses. According to China Construction Bank's standards, after users successfully open a CCB e-account, they can use it directly without activating it.

4. Why can’t the China Construction Bank app transfer money?

Operating environment:

Brand model: OnePlus 10P

System version: ColorOSV12 .1

APP version: v5.7.0

The CCB mobile phone is caused by reasons such as not signing up for mobile banking, abnormal account status, exceeding the transfer limit, expired identity information, etc.

1. If you are unable to transfer money because you have not signed up for mobile banking, you must bring your CCB bank card and ID card to a CCB branch to sign the contract. After signing the contract, you can use the mobile phone to use inquiry, account management, payment and branch search. and other functions.

2. If the transfer cannot be made due to abnormal account status such as freezing, stop payment, etc., the household head can call the CCB customer service hotline 95533 and select "Service", and the staff will verify the identity

3. If so Because the transfer exceeds the limit, in order to ensure the safety of funds, the household head needs to bring his ID card and bank card to a CCB branch to apply for a security authentication tool. After processing, the transfer can be adjusted

4. If the transfer cannot be done because the identity information has expired, in Click the "three" in the upper left corner of the China Construction Bank page, then click on the personal avatar - "Customer Information Modification" - "Documents are available."

There are two categories: China Construction Bank online banking and corporate online banking. Personal online banking is a comprehensive personal banking service that our bank's customers enjoy through the Internet, including account inquiries, transfers and remittances, etc. The online banking corporate customer service system (referred to as corporate online banking) is a commercial bank network service system that relies on the Internet core system and uses CA certification.

1. Personal Internet Banking

Personal Internet Banking is a comprehensive inquiry, transfer and remittance, payment, credit card, personal loan, investment and financial management (funds, gold) that our bank customers can enjoy through the Internet. , foreign exchange, etc.), as well as online banking-specific services provided by taking advantage of electronic channel services, there are eight major

1. Service functions

My online banking, account inquiry, additional New account, virtual card, VIP statement, personalized settings, E-Jiaqin account.

2. Bill payment

"Bill payment" provides you with a full range of payment services, including payment of mobile phone bills, telephone bills, water bills, electricity bills, etc.

Security is the key to our online banking application and use of online banking.

2. Corporate Internet Banking

1. Advanced version

To enjoy account enquiry, fund transfer limit management, etc., the online banking shield must be used as the certificate carrier.

2. Simple version

Only allows account enquiry, electronic reconciliation, and cannot handle business involving fund changes.

3. Cash management system

Adopts a variety of effective security management measures and implements centralized management by the head office to ensure normal business processing and customer information security.