Credit card integral skills of Guangfa Bank;
1. More online or offline consumption:
For offline consumption with the credit card of Guangfa Bank, points can be accumulated for non-co-branded cards, air mileage can be accumulated for air co-branded cards according to a certain proportion, and corresponding points can be accumulated for other co-branded cards. If you use the credit card of Guangfa Bank for online consumption, you can earn points through UnionPay Express Payment, Baidu Wallet Express Payment, Jingdong Payment and yeepay.
2. Birthday credit card:
Cardholders can get double points by swiping their cards on their birthday, with a maximum of 654.38+ million points. Cardholders spend as much as possible by credit card on their birthdays. If they spend more in the cooperative merchants of Guangfa Bank, they can get more points.
3. Combination card:
Cardholders can get more points by combining their own cards, such as Guangfa Shang Zhen Platinum Card+International Student Card. Usually, they use Shang Zhen Platinum Card to earn points, and then choose an international student card to redeem when redeeming mileage, so that they can quickly accumulate advantages by taking advantage of the high proportion of points in Shang Zhen card and international student card redemption.
4. Participate in more activities:
If cardholders want to get more bonus points, they must pay attention to the credit card bonus activities of Guangfa Bank.
Extended data:
The following transactions are not counted as points:
1, expenses such as credit card withdrawal, transfer transaction, annual fee, withdrawal fee, deposit and loan interest, over-limit fee, self-paid amount for points exchange, instant messaging, and late payment fee are not included in the points;
2. Merchants with low discount rate, zero discount rate and special types do not calculate points, including but not limited to: real estate, wholesale, automobile sales, gambling, finance and securities payment, public utilities, medical institutions, government agencies, charitable and non-profit organizations, some online transactions, tent and sunshade shops, university fees, legal services, telephone charges, insurance premiums, tax payment and payment on behalf of others.
3. The calculation of points should be based on the transaction type set by the merchant. Because the transaction type set by the merchant does not match the actual business type, the points will not be calculated and the bank will not give supplementary gifts.
China everbright bank-detailed rules for the implementation of the points plan